CashbackIslamic
Al Hilal Bank
Cashback Credit Card (3% tier, Fuel + Dining)
The Cashback Credit Card (3% tier, Fuel + Dining) is a cashback credit card from Al Hilal Bank. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Min. monthly spend
AED 3,000
Card highlights
- Earn 3% cashback on your chosen 2 categories (Fuel and Dining) on monthly spend of AED 3,000-8,000, plus 1% on other retail spend
- Cashback capped at AED 250 per chosen category and AED 500 per statement cycle, credited by the 15th of the following month
- 4 complimentary airport lounge visits or dining offers a year at 25+ lounges via Mastercard Travel Pass
- Buy 1 get 1 free on dining, premium spas and leisure activities via Mastercard
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Dining & food | 3% | AED 250 |
| Fuel | 3% | AED 250 |
| Travel | 1% | No cap |
| Retail | 1% | No cap |
| Supermarket | 1% | No cap |
| Utilities | 1% | No cap |
| Education | 1% | No cap |
| Transport | 1% | No cap |
| Online shopping | 1% | No cap |
| International spend | 1% | No cap |
| Real estate | 1% | No cap |
Rewards on this card are capped at AED 500 a month across all categories (about AED 6,000 a year).
Benefits & perks
- •4 complimentary airport lounge visits or airport dining offers per year at 25+ lounges via Mastercard Travel Pass
- •1 complimentary lounge access on app enrolment for new cards
- •Buy one get one free on dining, premium spas and leisure activities
- •Up to 3 supplementary cards free of charge (AED 105 each thereafter)
- •No annual fee
About this card
- •Earn 3% cashback on Fuel and Dining (your 2 chosen categories this month)
- •Monthly cashback cap for these 2 categories: AED 250 each
- •All other spending earns 1% cashback
- •Overall cashback cap across the whole card: AED 500 per statement cycle
- •You can change your 2 elevated categories each month
Every card is checked against official bank sources. Last updated September 2026.
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