Al Hilal Bank
Cashback Credit Card
Standard rate up to AED 3,000 monthly spend
The Cashback Credit Card is a cashback credit card from Al Hilal Bank. It has no annual fee.
Annual fee
Free
Joining fee
Free
Min. salary
AED 0/mo
Rewards in
Cashback
Card highlights
- Earn 1% cashback on 2 chosen categories (groceries, dining, fuel, education or international spend), plus 1% on all other retail
- Up to 5% on chosen categories at AED 8,000+ monthly spend, capped at AED 250 per category and AED 500 per month
- 4 complimentary airport lounge visits a year (25+ lounges) via Mastercard Travel Pass
- Hotel and travel extras: up to 7% on Booking.com, 15% off IHG and up to 20% off Trip.com
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Travel | 1% | No cap |
| Retail | 1% | No cap |
| Supermarket | 1% | AED 250 |
| Dining & food | 1% | AED 250 |
| Fuel | 1% | AED 250 |
| Utilities | 1% | No cap |
| Education | 1% | AED 250 |
| Transport | 1% | No cap |
| Online shopping | 1% | No cap |
| International spend | 1% | AED 250 |
| Real estate | 1% | No cap |
Rewards on this card are capped at AED 500 a month across all categories (about AED 6,000 a year).
Current welcome offer
Two seasonal welcome offers: travel cashback and back-to-school education cashback
- Summer Travel: earn 5% cashback, up to AED 1,000, on flights, hotels and international travel spend (enrolment required via the Al Hilal app or SMS/email link), on top of standard cashback
- Back to School (15 Jul-31 Aug 2026): up to AED 1,000 cashback on education/tuition fees: AED 5,000 spend = AED 100; AED 10,000 = AED 250; AED 25,000 = AED 700; AED 35,000 and above = AED 1,000
- Alternative for Back to School: convert education payments to a 6-month 0% instalment plan via the Al Hilal app
Expected offer expiry: August 2026
Benefits & perks
- •Complimentary access to 25+ airport lounges via Mastercard Travel Pass: up to 4 visits per year
- •Buy-one-get-one-free on dining, premium spas and leisure activities via Mastercard
- •Purchase protection against theft or accidental damage for 365 days (up to USD 5,000 per claim)
- •Up to 7% credit on Booking.com (capped at EUR 200 per booking)
- •15% off IHG Hotels Best Available Rate with welcome drink and late checkout
- •Up to 20% off Trip.com
- •Up to 12% off GetYourGuide
- •Up to USD 300 off Farfetch
- •Bicester Village Shopping Collection VIP perks
- •MyUS Premium Membership: 15% off US shipping and free 1-year membership (worth USD 60)
- •25% off FiiT fitness
- •Free supplementary cards (up to 3)
- •Apple Pay and Google Pay support
- •Free for life: no annual fee
Every card is checked against official bank sources. Last updated July 2026.
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More from Al Hilal Bank
Cashback Credit Card
Benefits unlock at AED 3,000 minimum monthly spend
- Earn 3% cashback on any 2 chosen categories (groceries, dining, fuel, education or international spend), 1% on other retail
- Free for life, cashback capped at AED 250 per category and AED 500 per month
Updated July 2026
Cashback Credit Card
Benefits unlock at AED 8,000 minimum monthly spend
- Earn 5% cashback on any 2 chosen categories (groceries, dining, fuel, education or international spend), 1% on other retail
- Cashback capped at AED 250 per chosen category and AED 500 per month, credited the following month
Updated July 2026
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