CashbackIslamic
Al Hilal Bank
Cashback Credit Card
Standard rate up to AED 3,000 monthly spend
The Cashback Credit Card is a cashback credit card from Al Hilal Bank. It has no annual fee, and needs a minimum salary of AED 5,000 a month.

Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Card highlights
- Earn 1% cashback on all retail spend (AED 0-3,000/month), 0% on government spend
- Up to 5% cashback on 2 chosen categories (Grocery, Fuel, Dining, International, Education) at higher monthly spend
- 4 complimentary airport lounge visits or dining offers a year via Mastercard Travel Pass (25+ lounges)
- No annual fee, Shariah-compliant card with monthly cashback capped at AED 500
Earn rates
| Category | Rate |
|---|---|
| Travel | 1% |
| Retail | 1% |
| Supermarket | 1% |
| Dining & food | 1% |
| Fuel | 1% |
| Utilities | 1% |
| Education | 1% |
| Transport | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Real estate | 1% |
Rewards on this card are capped at AED 500 a month across all categories (about AED 6,000 a year).
Benefits & perks
- •4 complimentary airport lounge visits or airport dining offers per year at 25+ lounges via Mastercard Travel Pass
- •1 complimentary lounge access on enrolment in the Mastercard Travel Pass app
- •Buy 1 get 1 free on dining, premium spas and leisure activities (via Mastercard)
- •Up to 3 supplementary cards at no charge
Every card is checked against official bank sources. Last updated September 2026.
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