Invest Bank
Mastercard World Credit Card
The Mastercard World Credit Card is a cashback credit card from Invest Bank. It has an annual fee of AED 1,575, and needs a minimum salary of AED 25,000 a month.
Annual fee
AED 1,575
Joining fee
Free
Min. salary
AED 25,000/mo
Rewards in
Cashback
Material
Plastic
Card highlights
- Flat 3% cashback on all local and international spend (up to AED 1,500/month)
- Unlimited lounge access at 1,000+ airports worldwide plus 2 complimentary airport transfers
- Travel insurance up to USD 500,000 medical, USD 7,500 trip cancellation, USD 3,000 baggage
- Dining, leisure and fitness offers via Mastercard Priceless Specials (The Entertainer)
Earn rates
| Category | Rate |
|---|---|
| Travel | 3% |
| Retail | 3% |
| Supermarket | 3% |
| Dining & food | 3% |
| Fuel | 3% |
| Utilities | 3% |
| Education | 3% |
| Transport | 3% |
| Online shopping | 3% |
| International spend | 3% |
| Real estate | 3% |
Rewards on this card are capped at AED 1,500 a month across all categories (about AED 18,000 a year).
Benefits & perks
- •Unlimited complimentary airport lounge access at 1,000+ lounges in 135+ countries via Dragon Pass
- •2 complimentary airport rides per year
- •Travel accident and medical insurance up to USD 500,000 (cardholder, family and helper)
- •In-hospital cash benefit of USD 100/day
- •Baggage loss cover up to USD 3,000
- •Trip cancellation and curtailment cover up to USD 7,500
- •Travel delay cover up to USD 300
- •Online travel insurance confirmation letter for Schengen and visa applications
- •Dining, leisure, beauty and fitness offers via Mastercard Priceless Specials (The Entertainer)
- •Up to 10% off Cleartrip international return flight bookings
- •Hotel discounts at Onefinestay, IHG, Booking.com and more
- •Car rental discounts at Hertz, Avis, Budget and more
- •Bicester Village VIP access with 10% additional discount
- •Careem ride discounts
- •MyUS premium membership
- •Offers at Talabat, Fiit, Shahid and more
- •Easy payment plan (EPP) on purchases
- •Balance transfer facility
- •Easy Cash (cash on call) facility
Every card is checked against official bank sources. Last updated July 2026.
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