CashbackIslamic
Mawarid Finance
Platinum Credit Card
The Platinum Credit Card is a cashback credit card from Mawarid Finance. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Material
Plastic
Card highlights
- 10% cashback on groceries, dining and fuel (capped AED 250/250/150 per month), 2% on all other retail
- Up to AED 2,500 total cashback per month, free for life
- 1 complimentary airport lounge visit, unlocking further access with a qualifying cross-border transaction
- Hotel discounts via Booking.com and IHG, plus car rental deals and a Talabat grocery discount
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Supermarket | 10% | AED 250 |
| Dining & food | 10% | AED 250 |
| Fuel | 10% | AED 150 |
| Travel | 2% | No cap |
| Retail | 2% | No cap |
| Education | 2% | No cap |
| Transport | 2% | No cap |
| Online shopping | 2% | No cap |
| International spend | 2% | No cap |
Rewards on this card are capped at AED 2,500 a month across all categories (about AED 30,000 a year).
Benefits & perks
- •10% cashback on groceries: up to AED 250/month
- •10% cashback on dining: up to AED 250/month
- •10% cashback on fuel: up to AED 150/month
- •2% cashback on all other local and international retail
- •Total cashback capped at AED 2,500/month
- •Complimentary airport lounge access via Mastercard Travel Pass (1 complimentary visit before qualifying spend)
- •Lounge access unlocked for a 3-month window with a qualifying USD 1 cross-border transaction
- •Valet parking
- •Hotel discounts with Booking.com, IHG and Trip.com
- •Car rental discounts with Avis, Budget and Rentalcars
- •Bicester Village shopping privileges
- •Talabat grocery discounts
- •Subscriptions included: Fiit, Lingokids, Zee5 and more
- •MyUS international shipping membership
- •ExpressVPN subscription
- •Purchase protection
- •Medical tourism concierge service
- •Flexible payment plans
- •Cash withdrawal up to 50% of credit limit
- •Free for life (no annual fee)
- •Shariah-compliant card (Murabaha and Wakalah)
- •Costa Coffee offers
- •Heathrow Express offers
- •Falak Tayyeb loyalty programme
Every card is checked against official bank sources. Last updated July 2026.
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More from Mawarid Finance
CashbackIslamic
Titanium Credit Card
- Earn 10% cashback on groceries, dining and fuel (AED 100/month cap each), 2% on all other retail
- Free for life with up to AED 1,500 total cashback per month
No annual feeView card
Updated June 2026
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