CashbackIslamic
Mawarid Finance
Titanium Credit Card
The Titanium Credit Card is a cashback credit card from Mawarid Finance. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Material
Plastic
Card highlights
- Earn 10% cashback on groceries, dining and fuel (AED 100/month cap each), 2% on all other retail
- Free for life with up to AED 1,500 total cashback per month
- Lounge access on flight delays (Mastercard Travel Pass) plus complimentary valet parking
- Discounts on Booking.com, IHG hotels, Avis and Budget car rental
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Supermarket | 10% | AED 100 |
| Dining & food | 10% | AED 100 |
| Fuel | 10% | AED 100 |
| Travel | 2% | No cap |
| Retail | 2% | No cap |
| Education | 2% | No cap |
| Transport | 2% | No cap |
| Online shopping | 2% | No cap |
| International spend | 2% | No cap |
Rewards on this card are capped at AED 1,500 a month across all categories (about AED 18,000 a year).
Benefits & perks
- •Airport lounge access on flight delays via Mastercard Travel Pass
- •Valet parking
- •Hotel discounts with Booking.com and IHG
- •Car rental discounts with Avis, Budget and Rentalcars
- •Talabat grocery discounts
- •Subscriptions included: Fiit, Lingokids, Zee5, Shahid, ExpressVPN and more
- •Medical tourism concierge service
- •Heathrow Express travel offers
- •Flexible payment plans
- •Cash withdrawal up to 30% of credit limit
- •Falak Tayyeb loyalty programme
- •Free for life: no annual fee
Every card is checked against official bank sources. Last updated June 2026.
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More from Mawarid Finance
CashbackIslamic
Platinum Credit Card
- 10% cashback on groceries, dining and fuel (capped AED 250/250/150 per month), 2% on all other retail
- Up to AED 2,500 total cashback per month, free for life
No annual feeView card
Updated July 2026
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