Mawarid Finance
World Credit Card
The World Credit Card is a cashback credit card from Mawarid Finance. It has an annual fee of AED 525, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 525
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Material
Plastic
Card highlights
- Earn 10% cashback on groceries, dining and fuel; 2% on all other retail
- Up to AED 3,500 cashback per month (caps: AED 500 grocery, AED 500 dining, AED 200 fuel)
- Airport lounge access via Mastercard Travel Pass plus Careem airport transfers and valet parking
- Hotel discounts (Booking.com, IHG, Trip.com), car rental upgrades and travel medical insurance
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Supermarket | 10% | AED 500 |
| Dining & food | 10% | AED 500 |
| Fuel | 10% | AED 200 |
| Travel | 2% | No cap |
| Retail | 2% | No cap |
| Education | 2% | No cap |
| Transport | 2% | No cap |
| Online shopping | 2% | No cap |
| International spend | 2% | No cap |
Rewards on this card are capped at AED 3,500 a month across all categories (about AED 42,000 a year).
Benefits & perks
- •Complimentary airport lounge access via Mastercard Travel Pass (1 complimentary visit before spend condition is met; further access unlocked by qualifying cross-border transaction)
- •Airport transfers with Careem
- •Valet parking
- •Travel medical insurance
- •Travel inconvenience insurance
- •Hotel discounts via Booking.com, IHG and Trip.com
- •Car rental privileges with Avis, Budget, Hertz Gold Plus and more
- •Global Blue VIP services
- •Bicester Village shopping offers
- •Subscriptions included: Fiit, Lingokids, Zee5, Shahid, ExpressVPN and more
- •MyUS international shipping membership
- •Costa Coffee offers
- •Heathrow Express offers
- •Flexible payment plans
- •Cash withdrawal up to 90% of credit limit
- •Falak Tayyeb loyalty programme
Every card is checked against official bank sources. Last updated July 2026.
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More from Mawarid Finance
Platinum Credit Card
- 10% cashback on groceries, dining and fuel (capped AED 250/250/150 per month), 2% on all other retail
- Up to AED 2,500 total cashback per month, free for life
Updated July 2026
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