Mawarid Finance
World Elite Credit Card
The World Elite Credit Card is a cashback credit card from Mawarid Finance. It has an annual fee of AED 1,050, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 1,050
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Material
Metal
Card highlights
- 10% cashback on dining, groceries and fuel (capped monthly); 2% on all other retail
- Up to AED 5,000 cashback per month, annual fee waived on AED 50,000 spend
- Airport lounge access (Mastercard Travel Pass), Careem transfers, valet and fast-track security
- GHA Discovery Titanium status, travel insurance and Global Blue VIP shopping benefits
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Supermarket | 10% | AED 750 |
| Dining & food | 10% | AED 750 |
| Fuel | 10% | AED 250 |
| Travel | 2% | No cap |
| Retail | 2% | No cap |
| Education | 2% | No cap |
| Transport | 2% | No cap |
| Online shopping | 2% | No cap |
| International spend | 2% | No cap |
Rewards on this card are capped at AED 5,000 a month across all categories (about AED 60,000 a year).
Benefits & perks
- •Complimentary airport lounge access via Mastercard Travel Pass (2 visits before qualifying spend; extended access window unlocked by a USD 1+ cross-border transaction)
- •Airport transfers with Careem
- •Fast-track security at airports
- •Complimentary valet parking
- •GHA Discovery Titanium status
- •Mastercard Travel & Lifestyle concierge
- •Travel medical insurance
- •Travel inconvenience insurance
- •Collision damage waiver on rental cars
- •Car rental benefits with Avis, Hertz and more (including Hertz Gold Plus 5-star)
- •Hotel discounts with Booking.com, IHG and Trip.com
- •Global Blue VIP shopping services
- •Bicester Village shopping privileges
- •Subscriptions included: Fiit, Lingokids, Zee5 and more
- •MyUS international shipping membership
- •ExpressVPN subscription
- •Costa Coffee offers
- •Heathrow Express travel offers
- •Flexible payment/instalment plans
- •Cash withdrawal up to 90% of credit limit
Every card is checked against official bank sources. Last updated July 2026.
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More from Mawarid Finance
Platinum Credit Card
- 10% cashback on groceries, dining and fuel (capped AED 250/250/150 per month), 2% on all other retail
- Up to AED 2,500 total cashback per month, free for life
Updated July 2026
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