Ajman Bank
ULTRACASH Platinum Credit Card (Fuel + Online Shopping)
The ULTRACASH Platinum Credit Card (Fuel + Online Shopping) is a cashback credit card from Ajman Bank. It has an annual fee of AED 315, and needs a minimum salary of AED 10,000 a month.
Annual fee
AED 315
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Cashback
Card highlights
- 5% cashback on fuel and online shopping; 1% on all other spend (no monthly cap)
- Cashback capped at AED 400 per month on fuel and AED 100 per month on online shopping
- 3 valet parking visits a month at 35+ locations (requires AED 5,000 monthly retail spend)
- World-first Mastercard Touch Card, designed for customers with sight loss or partial vision
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Fuel | 5% | AED 400 |
| Online shopping | 5% | AED 100 |
| Travel | 1% | No cap |
| Retail | 1% | No cap |
| Supermarket | 1% | No cap |
| Dining & food | 1% | No cap |
| Utilities | 1% | No cap |
| Education | 1% | No cap |
| Transport | 1% | No cap |
| International spend | 1% | No cap |
| Real estate | 1% | No cap |
Current welcome offer
Earn a welcome cashback of AED 300 (expats) or AED 500 (UAE Nationals)
- Make one retail transaction within the first 30 days to qualify
- Cashback is paid on annual fee payment
- Not available to existing cardholders re-applying for the card
Benefits & perks
- •Valet parking 3 times per month at 35+ locations (requires AED 5,000 monthly retail spend)
- •First 2 supplementary cards free
- •Balance transfer at promotional rates for selected periods
- •0% instalment plans at preferred partners
- •Apple Pay and Samsung Pay supported
Every card is checked against official bank sources. Last updated October 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
- See all cashback credit cards in the UAE →
- Compare fuel cashback on UAE credit cards →
- See which cards your salary qualifies for →
Questions people ask
What does the Ajman Bank ULTRACASH Platinum Credit Card (Fuel + Online Shopping) earn?
An Islamic Ajman Bank card where you choose 2 of 4 categories (fuel, online shopping, supermarkets, school fees) for 5% cashback, capped per statement cycle at AED 400 on fuel, AED 100 on supermarkets, AED 100 on online shopping and AED 200 on school fees, with 1% on other retail spending and an annual fee of AED 315 for expatriates or AED 525 for UAE Nationals.
What does the Ajman Bank ULTRACASH Platinum Credit Card (Fuel + Online Shopping) cost?
Annual fee AED 315 including VAT for expatriates (AED 300 before VAT) and AED 525 including VAT for UAE Nationals (AED 500 before VAT). No joining fee. The first 2 supplementary cards are free, then AED 50 a year per card before VAT.
What does spending abroad cost on the Ajman Bank ULTRACASH Platinum Credit Card (Fuel + Online Shopping)?
Spending abroad costs about 5% all in: Ajman's 3.67% foreign currency fee plus 5% VAT (3.85%), plus 1.15% for Mastercard, which is Perkly's standard estimate because Ajman gives no figure for the scheme charge. Other retail spending abroad earns the 1%.
What should I watch out for with the Ajman Bank ULTRACASH Platinum Credit Card (Fuel + Online Shopping)?
Only 2 of the 4 categories earn 5%, and since 1 October 2026 the supermarket and online caps are AED 100 a statement cycle each, reached at AED 2,000 of spending. UAE Nationals pay AED 525 a year including VAT, not AED 315. Valet parking needs AED 5,000 of retail spending in the same calendar month, or it is charged to the card.
More from Ajman Bank
Ajman Bank ULTRACASH Platinum Credit Card (Fuel + School Fees)
- 5% cashback on fuel and school fees; 1% on all other spend (no monthly cap)
- Cashback capped per statement: AED 400 on fuel, AED 200 on school fees
Updated October 2026
Ajman Bank ULTRACASH Platinum Credit Card (Fuel + Supermarkets)
- 5% cashback on fuel (up to AED 400/month) and supermarkets (up to AED 100/month); 1% on all other spend (uncapped)
- Valet parking 3 times a month at 35+ locations (requires AED 5,000 retail spend that month)
Updated October 2026