CashbackIslamic
Ajman Bank
ULTRACASH Platinum Credit Card (Online Shopping + School Fees)
The ULTRACASH Platinum Credit Card (Online Shopping + School Fees) is a cashback credit card from Ajman Bank. It has an annual fee of AED 315, and needs a minimum salary of AED 10,000 a month.
Annual fee
AED 315
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Cashback
Card highlights
- 5% cashback on online shopping and school fees (up to AED 100 and AED 200 per month), 1% on all other spend
- 3 valet parking visits a month at 35+ locations (requires AED 5,000 retail spend that month)
- World-first Mastercard Touch Card with tactile notches for the partially sighted
- Cashback redeemed via the Ajman Bank app, valid for 2 years from the date earned
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Education | 5% | AED 200 |
| Online shopping | 5% | AED 100 |
| Travel | 1% | No cap |
| Retail | 1% | No cap |
| Supermarket | 1% | No cap |
| Dining & food | 1% | No cap |
| Fuel | 1% | No cap |
| Utilities | 1% | No cap |
| Transport | 1% | No cap |
| International spend | 1% | No cap |
| Real estate | 1% | No cap |
Current welcome offer
Earn AED 300-500 welcome cashback on your first retail transaction
- AED 300 for expats, AED 500 for UAE Nationals
- Transaction must be made within the first 30 days
- Cashback is paid upon annual fee payment
Benefits & perks
- •Valet parking 3 times a month at 35+ locations (with AED 5,000 monthly retail spend)
- •First 2 supplementary cards free (AED 50/year per card thereafter)
- •Balance transfer at promotional rates for selected periods
- •Easy Cash (cash-on-call facility)
- •0% instalment plans at preferred partners
- •Apple Pay and Samsung Pay supported
- •Accessible card design with tactile notches for partially sighted users (Mastercard Touch Card)
Every card is checked against official bank sources. Last updated September 2026.
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More from Ajman Bank
CashbackIslamicWelcome offer
Ajman Bank ULTRACASH Platinum Credit Card (Fuel + Online Shopping)
- 5% cashback on fuel and online shopping (up to AED 400/month on fuel, AED 100 on online shopping), 1% on all other spend
- 3 complimentary valet visits a month at 35+ locations (requires AED 5,000 retail spend that month)
AED 315/yrView card
Updated September 2026