Rewards
Mashreq
Platinum Plus Credit Card
The Platinum Plus Credit Card is a rewards credit card from Mashreq. It has an annual fee of AED 313.95, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 313.95
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Mashreq Vantage Points
Card highlights
- Earn 10 Vantage Points per AED on supermarkets, fuel and dining; 2 on international and other local spend
- 4 airport lounge visits a year via LoungeKey (1,000+ lounges), 2 per billing cycle, subject to AED 7,000 monthly spend
- 50% off movie tickets at VOX, Reel, Novo and Cinepolis (up to 4-8 tickets/month), subject to AED 7,000 monthly spend
- MakeMyTrip discounts: 10% off flights (up to AED 80) and 15% off hotels (up to AED 300) plus matching wallet rewards
Earn rates
| Category | Rate |
|---|---|
| Supermarket | 3.47% |
| Dining & food | 3.47% |
| Fuel | 3.47% |
| Travel | 0.69% |
| Retail | 0.69% |
| Online shopping | 0.69% |
| International spend | 0.69% |
| Utilities | 0.17% |
| Education | 0.17% |
| Transport | 0.17% |
| Real estate | 0.17% |
Current welcome offer
Earn up to AED 750 as a welcome bonus
- AED 750 for new customers, or AED 200 for existing customers, when you spend AED 5,000 in the first 2 months
- Bonus credited by the end of the third month, primary cards only
Benefits & perks
- •4 complimentary airport lounge visits per year via LoungeKey (2 per billing cycle max), with AED 7,000 monthly spend
- •50% off movie tickets at VOX, Reel and Novo Cinemas: up to 4 tickets per billing month (requires AED 7,000 monthly spend)
- •50% off up to 8 Cinepolis tickets per month on Deluxe-Plus seats at Oasis Mall, Sharjah (until 31 Dec 2026)
- •MakeMyTrip flights: 10% instant discount up to AED 80 plus 10% wallet bonus up to AED 80 (min. AED 600 booking)
- •MakeMyTrip hotels: 15% instant discount up to AED 300 plus 15% wallet bonus up to AED 300 (min. AED 300 booking)
- •Easy Payment Plan to convert purchases into instalments
About this card
- •Vantage Points redeemable for noon gift cards via the Mashreq Mobile app: 288 points = AED 1
- •No monthly or annual cap on Vantage Points earning or redemption
- •Minimum redemption is about 28,800 points (AED 100) across four denominations
- •Points can also be redeemed for Amazon.ae gift cards, POS purchases, cashback, Emirates Skywards miles, Etihad Guest miles, and Qatar Avios
Every card is checked against official bank sources. Last updated September 2026.
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