RewardsIslamicUAE Nationals only
Mashreq
Emirati Solitaire Credit Card (Al Islami)
The Emirati Solitaire Credit Card (Al Islami) is a rewards credit card from Mashreq. It has no annual fee, and needs a minimum salary of AED 25,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 25,000/mo
Rewards in
Mashreq Vantage Points
Material
Plastic
Card highlights
- Earn 6 Mashreq Vantage Points per AED on all local and international spend, no caps
- 12 airport lounge visits a year (1,000+ lounges), 6 airport transfers a year, 2 valet visits a billing cycle
- 4 golf games a billing cycle (max 2 at weekends) at Arabian Ranches, Meydan, Abu Dhabi and more
- 6 Marhaba Silver Meet and Greet services a year and unlimited Fitness First visits
Earn rates
| Category | Rate |
|---|---|
| Travel | 2.08% |
| Retail | 2.08% |
| Supermarket | 2.08% |
| Dining & food | 2.08% |
| Fuel | 2.08% |
| Utilities | 2.08% |
| Education | 2.08% |
| Transport | 2.08% |
| Online shopping | 2.08% |
| International spend | 2.08% |
| Real estate | 2.08% |
Current welcome offer
Earn up to AED 2,500 as a welcome bonus
- AED 2,500 for new credit card customers spending AED 9,000 or more in the first 2 months
- AED 500 for existing customers spending AED 9,000 or more in the first 2 months
- Bonus credited by the end of the third month, primary cards only
Benefits & perks
- •Complimentary access to 1,000+ airport lounges: 12 visits per calendar year (requires 1 international transaction of more than USD 1; otherwise 2 visits)
- •Unlimited complimentary Fitness First visits (with AED 10,000 spend in previous billing cycle; AED 50/visit otherwise)
- •4 complimentary golf games per billing cycle, max 2 at weekends, at Arabian Ranches, Abu Dhabi Golf Club, The Track Meydan and more (with AED 10,000 spend in previous billing cycle)
- •6 complimentary airport transfers per calendar year, max 1 per month (with AED 10,000 spend in previous billing cycle)
- •6 complimentary Marhaba Silver Meet and Greet services per calendar year, max 2 per month, Dubai only (with AED 10,000 spend in previous billing cycle)
- •50% off 10 cinema tickets per billing cycle at VOX, Reel and Novo
- •8 complimentary Cinepolis tickets per month until 31 December 2026
- •2 complimentary valet parking services per billing cycle (with AED 10,000 spend in previous billing cycle)
- •Vehicle registration renewal and pick-up/drop-off servicing (with AED 10,000 spend in previous billing cycle)
- •Points redeemable for noon and Amazon.ae gift cards, cashback, or airline miles (Emirates Skywards, Etihad Guest, Qatar Avios)
- •Supplementary cards with no annual fee
- •Easy Payment Plan instalments available
- •Balance Transfer facility available
- •Easy Cash facility available
About this card
- •Vantage Points redeemable as noon gift cards via the Mashreq Mobile app: 1 point = AED 0.00347222
- •No monthly or annual cap on Vantage Points earning or redemption
- •Points also redeemable for Amazon.ae gift cards, POS purchases, cashback, Emirates Skywards miles, Etihad Guest miles, and Qatar Avios
Every card is checked against official bank sources. Last updated September 2026.
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