Skip to content
RewardsIslamic

Mashreq

Platinum Elite Credit Card (Al Islami)

The Platinum Elite Credit Card (Al Islami) is a rewards credit card from Mashreq. It has an annual fee of AED 682.5, and needs a minimum salary of AED 7,000 a month.

Annual fee

AED 682.5

Joining fee

Free

Min. salary

AED 7,000/mo

Rewards in

Mashreq Vantage Points

Material

Plastic

Card highlights

  • Earn 5 Vantage Points per AED on international spend, 3 on dining and supermarkets, 1 on other local
  • Up to 8 lounge visits/yr (1,000+ lounges) plus 3 complimentary airport transfers a year
  • 8 Fitness First visits/month and 50% off movie tickets
  • AED 1,500 welcome bonus: spend AED 5,000 within 60 days of joining

Earn rates

CategoryRate
International spend1.32%
Supermarket0.79%
Dining & food0.79%
Travel0.26%
Retail0.26%
Online shopping0.26%
Fuel0.13%
Utilities0.13%
Education0.13%
Transport0.13%
Real estate0.13%

Benefits & perks

  • Airport lounge access at 1,000+ lounges: 8 visits/year (requires AED 7,000 prior-cycle spend)
  • Fitness First gym access: up to 8 visits/month
  • 3 complimentary airport transfers/year
  • 50% off movie tickets
  • AED 1,500 welcome bonus (spend AED 5,000 within 60 days; AED 200 for existing customers)
  • Card Protect Takaful (Shari'ah-compliant insurance cover)
  • Complimentary fraud protection
  • Supplementary card available
  • Cash advance up to 50% of credit limit (max AED 3,000 per transaction)

Every card is checked against official bank sources. Last updated June 2026.

Spotted something out of date or incorrect? Tell us and we’ll fix it.

See all rewards credit cards in the UAE →

More from Mashreq

CashbackWelcome offer

Cashback Credit Card

  • Earn 5% cashback on dining (including Talabat), 1% on all other spends
  • AED 500 welcome bonus when you spend AED 5,000 in your first 2 months
No annual feeView card

Updated June 2026

CashbackIslamic

Cashback Credit Card (Al Islami)

  • 5% cashback on dining (local & international), 1% on all other spends
  • 20% cashback for first 4 months on Netflix, Talabat, Careem and more (up to AED 50 per merchant/month)
No annual feeView card

Updated June 2026

CashbackWelcome offer

noon Credit Card

  • Earn 5% noon Credits on noon, Sivvi, Namshi, noon Food & more; 1% elsewhere
  • 50% off Cinépolis cinemas, up to 8 tickets per month
No annual feeView card

Updated June 2026

Perkly is independent and not affiliated with, endorsed by, or sponsored by any bank. All bank and product names and trademarks belong to their respective owners and are used for identification only.