RewardsIslamic
Mashreq
Platinum Elite Credit Card (Al Islami)
The Platinum Elite Credit Card (Al Islami) is a rewards credit card from Mashreq. It has an annual fee of AED 682.50, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 682.50
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Mashreq Vantage Points
Material
Plastic
Card highlights
- Earn 5 Vantage Points per AED on international spend, 3 on dining and supermarkets, 1 on other local spend
- 8 airport lounge visits a year (1,000+ lounges) and 3 airport transfers a year, subject to AED 7,000 monthly spend
- Up to 8 complimentary Fitness First visits per billing cycle (AED 7,000 monthly spend required)
- 50% off 4 cinema tickets a month at VOX, Reel and Novo; 8 Cinepolis tickets a month until Dec 2026
Earn rates
| Category | Rate |
|---|---|
| International spend | 1.74% |
| Supermarket | 1.04% |
| Dining & food | 1.04% |
| Travel | 0.35% |
| Retail | 0.35% |
| Online shopping | 0.35% |
| Fuel | 0.17% |
| Utilities | 0.17% |
| Education | 0.17% |
| Transport | 0.17% |
| Real estate | 0.17% |
Current welcome offer
Earn up to AED 1,500 welcome bonus
- AED 1,500 for new credit card customers spending AED 5,000 or more in the first 2 months
- AED 200 for existing customers spending AED 5,000 or more in the first 2 months
- Bonus credited by the end of the third month, primary cards only
Benefits & perks
- •Airport lounge access at 1,000+ lounges: 8 visits/year, max 2 per billing cycle (requires AED 7,000 monthly spend)
- •8 complimentary Fitness First visits per billing cycle (requires AED 7,000 monthly spend)
- •50% off up to 4 cinema tickets/month at VOX, Reel and Novo
- •8 complimentary Cinepolis tickets per month (until 31 December 2026)
- •3 complimentary airport transfers per year, max 1 per month (requires AED 7,000 monthly spend)
- •Complimentary fraud protection: reimbursement for unauthorised charges if card is lost or stolen
- •Supplementary cards available: AED 156.45/year including VAT
- •Easy Payment Plan instalments available
- •Balance Transfer facility available
- •Easy Cash facility available
About this card
- •Vantage Points redeemable as noon gift cards via the Mashreq Mobile app: 288 points = AED 1
- •No monthly or annual cap on Vantage Points earnings
- •Points can also be redeemed for Amazon.ae gift cards, POS purchases, or cashback
- •Airline transfer options available to Emirates Skywards, Etihad Guest, and Qatar Avios
Every card is checked against official bank sources. Last updated September 2026.
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