Mashreq
Solitaire Credit Card
The Solitaire Credit Card is a rewards credit card from Mashreq. It has an annual fee of AED 1,575, and needs a minimum salary of AED 25,000 a month.
Annual fee
AED 1,575
Joining fee
Free
Min. salary
AED 25,000/mo
Rewards in
Mashreq Vantage Points
Material
Plastic
Card highlights
- Earn 6 Mashreq Vantage Points per AED 1 on international spend, 4 on travel/airlines/hotels, 2 on UAE dining, retail and online
- 12 complimentary airport lounge visits a year (1,000+ lounges via Visa Airport Companion), plus 6 airport transfers a year (up to 1 a month)
- 4 complimentary golf games per billing cycle (up to 2 at weekends) at 6 UAE courses, plus 2 complimentary valet visits per billing cycle
- 50% off cinema tickets at VOX, Reel, Novo and Cinepolis (up to 8 tickets a month), plus multi-trip travel insurance up to 90 days
Earn rates
| Category | Rate |
|---|---|
| International spend | 2.08% |
| Travel | 1.39% |
| Retail | 0.69% |
| Supermarket | 0.69% |
| Dining & food | 0.69% |
| Online shopping | 0.69% |
| Fuel | 0.35% |
| Utilities | 0.35% |
| Education | 0.35% |
| Transport | 0.35% |
| Real estate | 0.35% |
Current welcome offer
Earn AED 2,500 as a welcome bonus (AED 500 for existing customers)
- Spend AED 9,000 or more within the first 2 months of card issuance
- Bonus credited by the end of the third month, primary cardholders only
Benefits & perks
- •12 complimentary airport lounge visits per year via Visa Airport Companion at 1,000+ lounges worldwide, with 1 complimentary guest per cardholder
- •Unlimited complimentary Fitness First access across 25 UAE outlets with AED 10,000+ spend in the previous billing cycle
- •4 complimentary rounds of golf per billing cycle (up to 2 at weekends) at Arabian Ranches, Abu Dhabi Golf Club, The Track Meydan and more, with AED 10,000+ spend
- •6 complimentary airport limousine transfers per year (up to 1 per month) with AED 10,000+ spend in the previous billing cycle
- •6 complimentary Marhaba Silver Meet and Greet services per year (up to 2 per month) in Dubai with AED 10,000+ spend
- •2 complimentary valet parking services per billing cycle at Dubai Mall, Mall of the Emirates, Yas Mall and more, with AED 10,000+ spend
- •Multi-trip travel insurance for local and international trips up to 90 days when you purchase tickets with the card
- •50% off movie tickets at VOX, Reel and Novo Cinemas: up to 8 tickets per billing month, no minimum spend
- •50% off movie tickets at Cinepolis (Deluxe-Plus seats, Oasis Mall Sharjah): up to 8 tickets per month until 31 December 2026
- •1 complimentary vehicle registration renewal pick-up and drop-off per year within Dubai and Abu Dhabi, with AED 10,000+ spend
- •2 complimentary vehicle servicing pick-ups or drop-offs per year within Dubai and Abu Dhabi, with AED 10,000+ spend
- •Supplementary cardholders also enjoy lounge access with 1 complimentary guest
- •Easy payment plan to convert purchases into instalments
- •Balance transfer facility
- •Visa offers and travel deals
About this card
- •Vantage Points redeemable for noon gift cards via the Mashreq Mobile app: 288 points = AED 1
- •No monthly or annual cap on Vantage Points earning or redemption
- •Points can also be redeemed for Amazon.ae gift cards, POS purchases, or cashback
- •Cashback redemption rate is lower than the noon gift card route
- •Points are transferable to Emirates Skywards, Etihad Guest, and Qatar Avios
Every card is checked against official bank sources. Last updated November 2026.
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Questions people ask
What does the Mashreq Solitaire Credit Card earn?
A Mashreq Visa Infinite card with an AED 1,575 annual fee earning 6 Vantage Points per AED 1 on foreign currency spending, 4 on travel and 2 on most local spending (about 2.08%, 1.39% and 0.69% at Perkly's noon gift card valuation), with 12 lounge visits a calendar year, 10 of them only after an international transaction of more than USD 1, and golf, valet and transfers that need AED 10,000 of spending in the previous billing cycle.
What does the Mashreq Solitaire Credit Card cost?
Annual fee AED 1,575 including VAT. No joining fee. A supplementary card costs AED 630 (AED 600 + VAT).
What does spending abroad cost on the Mashreq Solitaire Credit Card?
Spending abroad costs about 4.04% all in: Mashreq's 2.89% (VAT not applicable) on non-AED transactions and on AED transactions made outside the UAE, plus 1.15% for Visa, which is Perkly's standard estimate because Mashreq says 'plus Visa/Mastercard charges as applicable' without giving a figure. International spending in foreign currency earns the card's top rate, 6 Vantage Points per AED 1.
What should I watch out for with the Mashreq Solitaire Credit Card?
Golf, Fitness First, transfers, valet, meet and greet and the car services each need AED 10,000 of spending in the previous billing cycle. Most local spending earns only 2 Vantage Points per AED 1, about 0.69% (travel, airlines and hotels earn 4, and government payments, utilities, fuel and the other reduced categories earn 1); the 6 points is for foreign currency spending. Only 2 of the 12 lounge visits are available until you make an international transaction of more than USD 1 in the calendar year.
More from Mashreq
Mashreq Emirati Solitaire Credit Card (Al Islami)
- Earn 6 Mashreq Vantage Points per AED on all local and international spend, no caps
- Unlimited complimentary airport lounge visits at 1,000+ lounges; unlimited complimentary Fitness First visits
Updated November 2026
Mashreq Platinum Elite Credit Card (Al Islami)
- Earn 5 Vantage Points per AED on international spend, 3 on dining and supermarkets, 1 on other local spend
- 8 airport lounge visits a year (1,000+ lounges) and 3 airport transfers a year, subject to AED 7,000 monthly spend
Updated October 2026
Mashreq Platinum Plus Credit Card
- Earn 10 Mashreq Vantage Points per AED 1 on supermarkets, fuel and dining; 2 on international and other UAE spend
- 4 complimentary airport lounge visits a year via LoungeKey (1,000+ lounges), up to 2 per billing cycle, when you spend AED 7,000 the previous cycle
Updated October 2026