Mashreq credit cards

• 5% cashback on dining (local and international) and online food delivery; 1% on other UAE and international spend
• No annual fee, no minimum spend; cashback redeemable from AED 100 as a card credit

Updated October 2026

• 5% cashback on dining (local, international and food delivery)
• 1% cashback on other international and UAE spends (excludes fuel, utilities, transport, govt, education, rent, telecom)

Updated October 2026

• Up to 8% Aura Points at participating Aura brands; 4% at Starbucks; 3% on UAE groceries
• 4 complimentary airport lounge visits a year via Mastercard Travel Pass (1,200+ lounges)

Updated October 2026

• Earn 4% Aura Points on UAE groceries, 1% on international and other local spend
• Up to 10% at Aura brands (6% from card plus tier bonus); Aura Star tier included while you hold the card

Updated October 2026

• Earn up to 12% in Aura Points at participating Aura brands, 5% on groceries, 1.25% on international and other local spend
• Complimentary Aura Star tier for as long as you hold the card, boosting in-store brand earn rates

Updated October 2026

• Earn 5% noon Credits on noon, noon Food, noon Minutes, noon Supermall, NowNow and Namshi; 1% on general spend
• 0.33% on government payments, utilities, fuel, rent, telecom, taxis, transport and parking

Updated October 2026

• Earn 6 Mashreq Vantage Points per AED on all local and international spend, no caps
• Unlimited complimentary airport lounge visits at 1,000+ lounges; unlimited complimentary Fitness First visits

Updated November 2026

• Earn 5 Vantage Points per AED on international spend, 3 on dining and supermarkets, 1 on other local spend
• 8 airport lounge visits a year (1,000+ lounges) and 3 airport transfers a year, subject to AED 7,000 monthly spend

Updated October 2026

• Earn 10 Mashreq Vantage Points per AED 1 on supermarkets, fuel and dining; 2 on international and other UAE spend
• 4 complimentary airport lounge visits a year via LoungeKey (1,000+ lounges), up to 2 per billing cycle, when you spend AED 7,000 the previous cycle

Updated October 2026

• Earn 6 Mashreq Vantage Points per AED 1 on international spend, 4 on travel/airlines/hotels, 2 on UAE dining, retail and online
• 12 complimentary airport lounge visits a year (1,000+ lounges via Visa Airport Companion), plus 6 airport transfers a year (up to 1 a month)

Updated November 2026