Aura World Credit Card

The Aura World Credit Card is a cashback credit card from Mashreq. It has an annual fee of AED 525, and needs a minimum salary of AED 5,000 a month.

Annual fee

AED 525

Joining fee

Free

Min. salary

AED 5,000/mo

Rewards in

Aura Points

Card highlights

Earn up to 10% at Aura brands, 4% on UAE groceries, 1% on international and other local spend
Aura Star tier status for as long as you hold the card
8 complimentary airport lounge visits a year via Mastercard Travel Pass (1,200+ lounges worldwide)
20% instant discount at participating Aura brands and Starbucks in the UAE

Earn AED 1,000 in Aura Points as a new customer welcome bonus

50,000 Aura Points (worth AED 1,000) credited when you spend AED 10,000 in the first 2 months
Existing Mashreq credit card customers receive AED 200 instead
New customers only: no Mashreq credit card held at application or in the preceding 6 months
Points credited by end of the third month after issuance, redeemable at participating Aura brands

•8 complimentary airport lounge visits per year via Mastercard Travel Pass, at 1,200+ lounges worldwide
•Aura Star tier membership for as long as you hold the card
•20% instant discount on full-priced items at participating Aura brands (H&M, American Eagle, Shake Shack and more)
•20% instant discount on full-priced food and beverages at Starbucks UAE (in store only)
•MakeMyTrip round-trip flights: 10% discount (up to AED 150) plus 10% wallet bonus (up to AED 150)
•MakeMyTrip one-way flights: 10% discount (up to AED 80) plus 10% wallet bonus (up to AED 80)
•MakeMyTrip hotels: 1 free room night (up to AED 800) on stays of 4 nights or more
•MakeMyTrip hotels under 4 nights: 10% discount (up to AED 300) plus 10% wallet bonus (up to AED 300) on bookings of AED 400+
•Supplementary cards available (cashback credited to the primary Aura account)
•Easy Payment Plan to convert purchases into instalments

•Aura Points value: AED 0.02 per point (50 points = AED 1)
•Points redeemable only at participating Aura brands (H&M, Starbucks, Boots, Shake Shack, Bath & Body Works)
•Points have no cash value and expire 12 months after they are earned

Every card is checked against official bank sources. Last updated September 2026.

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