Cashback
Mashreq
Cashback Credit Card
The Cashback Credit Card is a cashback credit card from Mashreq. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Card highlights
- 5% cashback on dining (including food delivery) and hotel stays
- 1% cashback on other international and UAE spend (excludes utilities, fuel, rent, transport and similar)
- Free for life with no annual fee on primary or supplementary cards
- 20% cashback for first 4 months on Netflix, noon, Talabat, Careem and more (capped at AED 50 per merchant per month)
Earn rates
| Category | Rate |
|---|---|
| Dining & food | 5% |
| Travel | 1% |
| Retail | 1% |
| Supermarket | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Fuel | 0.15% |
| Utilities | 0.15% |
| Education | 0.15% |
| Transport | 0.15% |
| Real estate | 0.15% |
Rewards on this card are capped at AED 2,500 a month across all categories (about AED 30,000 a year).
Current welcome offer
Earn AED 500 cashback as a welcome bonus
- AED 500 for new customers spending AED 5,000 or more in the first 2 months
- AED 100 for existing customers spending AED 5,000 or more in the first 2 months
Benefits & perks
- •Free for life: no annual fee on primary or supplementary cards
- •50% off movie tickets at Cinepolis: up to 8 tickets/month (Deluxe-Plus seats, Oasis Mall Sharjah, until 31 Dec 2026)
- •20% cashback for the first 4 months at Netflix, noon, Talabat and more: capped at AED 50 per merchant/month
- •Supplementary cards included at no extra cost
- •Easy Payment Plan to convert purchases into instalments
Every card is checked against official bank sources. Last updated September 2026.
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More from Mashreq
CashbackIslamicWelcome offer
Mashreq Cashback Credit Card (Al Islami)
- 5% cashback on dining (local, international and online food delivery)
- 1% cashback on other international and UAE spend (excluding fuel, utilities, government, education, rent, telecom and transport)
No annual feeView card
Updated September 2026