CashbackIslamic
Mashreq
Cashback Credit Card (Al Islami)
The Cashback Credit Card (Al Islami) is a cashback credit card from Mashreq. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Material
Plastic
Card highlights
- 5% cashback on dining (local & international), 1% on all other spends
- 20% cashback for first 4 months on Netflix, Talabat, Careem and more (up to AED 50 per merchant/month)
- AED 500 welcome bonus: spend AED 5,000 within 60 days
- Free for life, Shari'ah-compliant (Tawarruq), no minimum spend to earn cashback
Earn rates
| Category | Rate |
|---|---|
| Dining & food | 5% |
| Travel | 1% |
| Retail | 1% |
| Supermarket | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Fuel | 0.15% |
| Utilities | 0.15% |
| Education | 0.15% |
| Transport | 0.15% |
| Real estate | 0.15% |
Benefits & perks
- •AED 500 welcome cashback bonus for new customers (spend AED 5,000 within 60 days)
- •20% cashback on Netflix, Talabat, Careem and more for the first 4 months (up to AED 50/merchant/month)
- •DragonFly Dine & Fly programme access
- •Visa MENA offers including Entertainer 2-for-1 dining
- •Shari'ah-compliant Card Protect Takaful cover
- •Free for life card with no annual fee
Every card is checked against official bank sources. Last updated June 2026.
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More from Mashreq
CashbackWelcome offer
Cashback Credit Card
- Earn 5% cashback on dining (including Talabat), 1% on all other spends
- AED 500 welcome bonus when you spend AED 5,000 in your first 2 months
No annual feeView card
Updated June 2026
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