Cashback Credit Card (Al Islami)

The Cashback Credit Card (Al Islami) is a cashback credit card from Mashreq. It has no annual fee, and needs a minimum salary of AED 5,000 a month.

Annual fee

Free

Joining fee

Free

Min. salary

AED 5,000/mo

Rewards in

Cashback

Material

Plastic

Card highlights

5% cashback on dining (local, international and online food delivery)
1% cashback on other international and UAE spend (excluding fuel, utilities, government, education, rent, telecom and transport)
Up to 20% cashback for the first 4 months at Netflix, noon.com, Talabat, Careem, DubaiNow and iTunes (capped at AED 50 per merchant per month, excludes wallet payments)
Visa MENA offers via Entertainer: 2-for-1 deals on dining, entertainment and shopping

Rewards on this card are capped at AED 2,500 a month across all categories (about AED 30,000 a year).

Earn AED 500 cashback as a welcome bonus

AED 500 for new customers, AED 100 for existing customers, when you spend AED 5,000 in the first 2 months
Bonus credited by the end of the third month, primary cards only

•DragonFly Dine and Fly programme access
•Visa MENA offers powered by Entertainer: 2-for-1 deals on dining, entertainment and shopping
•Supplementary cards free for life
•Easy Payment Plan instalments available
•Balance transfer facility available
•Easy Cash facility available
•Shariah-compliant Tawarruq card, free for life (minimum salary AED 5,000)

Every card is checked against official bank sources. Last updated September 2026.

Spotted something out of date or incorrect? Tell us and we’ll fix it.