Cashback
Mashreq
noon Credit Card
The noon Credit Card is a cashback credit card from Mashreq. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
noon Credits
Card highlights
- Earn 5% noon Credits on noon, noon Food, noon Minutes, Supermall, NowNow and Namshi
- 1% noon Credits on general spend (0.33% on fuel, utilities, rent, transport and similar)
- Free for life with no annual fee, plus unlimited free next-day delivery on noon Express orders
- 50% off Cinepolis movie tickets (up to 8 per month) at Oasis Mall, Sharjah, until Dec 2026
Earn rates
| Category | Rate |
|---|---|
| Supermarket | 5% |
| Dining & food | 5% |
| Online shopping | 5% |
| Travel | 1% |
| Retail | 1% |
| International spend | 1% |
| Fuel | 0.33% |
| Utilities | 0.33% |
| Education | 0.33% |
| Transport | 0.33% |
| Real estate | 0.33% |
Rewards on this card are capped at AED 1,000 a month across all categories (about AED 12,000 a year).
Current welcome offer
Earn AED 500 welcome bonus (AED 100 for existing customers)
- Spend AED 5,000 or more within the first 2 months of card issue
Benefits & perks
- •Unlimited free next-day delivery on all noon express orders across the UAE
- •50% off movie tickets at Cinepolis: up to 8 tickets/month (Deluxe-Plus seats, Oasis Mall Sharjah, until 31 Dec 2026)
- •Free for life: no annual fee on primary or supplementary cards
- •Instant digital card, pre-activated for online shopping and digital wallets on approval
- •Easy Payment Plan to convert purchases into instalments
- •Priority customer service
About this card
- •noon credits valued at AED 1 each, redeemable on noon platforms only (not transferable to cash)
- •Credits expire 12 months after being earned
- •Credits appear in your noon account within 2 working days after each billing cycle
- •Best value for regular noon shoppers, no cash redemption route exists
Every card is checked against official bank sources. Last updated September 2026.
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