Cashback
EmiratesNBD
Duo Credit Card
The Duo Credit Card is a cashback credit card from EmiratesNBD. It has an annual fee of AED 840, and needs a minimum salary of AED 12,000 a month.
Annual fee
AED 840
Joining fee
Free
Min. salary
AED 12,000/mo
Rewards in
Cashback
Min. monthly spend
AED 5,000
Material
Plastic
Card highlights
- Earn 5% cashback on groceries, electronics, utilities, fuel & education (min AED 5,000/month); 0.5% on all other spend
- Unlimited global lounge access via Diners Club (1,500+) and LoungeKey (25+ lounges)
- Complimentary golf at top 5 UAE courses plus BOGO cinema tickets (min AED 5,000/month)
Earn rates
| Category | Rate |
|---|---|
| Retail | 5% |
| Supermarket | 5% |
| Dining & food | 5% |
| Fuel | 5% |
| Utilities | 5% |
| Education | 5% |
| Online shopping | 5% |
| Travel | 0.5% |
| Transport | 0.5% |
| International spend | 0.5% |
| Real estate | 0.5% |
See all cashback credit cards in the UAE →
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