Cashback
EmiratesNBD
Go4it Gold Credit Card
The Go4it Gold Credit Card is a cashback credit card from EmiratesNBD. It has an annual fee of AED 103.95, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 103.95
Joining fee
AED 103.95
Min. salary
AED 5,000/mo
Rewards in
Plus Points
Material
Plastic
Card highlights
- Earn 1.25% in Plus Points on weekend retail spend, 1% on RTA transit
- Built-in NoL chip, pay Metro, bus & RTA parking; auto top-up when low
- Redeem Plus Points at 1:1 (AED) at merchants or as NoL top-up
- Convert points to Skywards Miles (1 pt = 7 miles) or Etihad Guest miles
Earn rates
| Category | Rate |
|---|---|
| Travel | 1.25% |
| Retail | 1.25% |
| Dining & food | 1.25% |
| Online shopping | 1.25% |
| International spend | 1.25% |
| Transport | 1% |
| Supermarket | 0.4% |
| Fuel | 0.2% |
| Utilities | 0.2% |
| Education | 0.2% |
| Real estate | 0.2% |
Rewards on this card are capped at AED 2,000 a month across all categories (about AED 24,000 a year).
Current welcome offer
No annual fees on the Go4it Gold
- Annual fee of AED 103.95 waived, no end date published
- Note: the joining fee of AED 103.95 is not waived by this offer
Benefits & perks
- •Built-in RTA NoL transit chip: pay Dubai Metro, bus, water bus and RTA parking fares directly with the card
- •RTA monthly pass eligibility via the built-in NoL chip
- •NoL auto top-up: recharges AED 50, 100 or 200 when balance drops below AED 30
- •Free Dubai Ferry rides for cardholder and 1 guest (scheduled Saturdays, FR3/FR4 routes)
- •Complimentary life insurance cover of AED 75,000
- •0% easy payment plans at select merchant outlets
- •Utility bill payments facility
- •Apple Pay, Google Pay and Samsung Wallet support
About this card
- •Complimentary life insurance (AED 75,000 cover): about AED 150 value per year
- •Free Dubai Ferry rides: 2 round trips per year for you and a guest, about AED 200 value
- •No lounge, VOX cinema, or valet parking benefits on this card tier
- •Plus Points can be redeemed at AED 1.00 per point via nol top-ups, e-vouchers, education fees, or charitable donations
Every card is checked against official bank sources. Last updated September 2026.
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More from EmiratesNBD
CashbackWelcome offer
Emirates NBD Go4it Platinum Credit Card
- Earn 2.5% in Plus Points on retail weekend spend, 2% on RTA/transit spend, 0.5% on retail weekdays
- Built-in NoL chip: Gold Class Metro access, bus, water bus and RTA parking, with auto top-up
AED 208.95/yrView card
Updated September 2026