EmiratesNBD
Mastercard Platinum Credit Card
The Mastercard Platinum Credit Card is a rewards credit card from EmiratesNBD. It has no annual fee, and needs a minimum salary of AED 12,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 12,000/mo
Rewards in
Plus Points
Material
Plastic
Card highlights
- Earn 1.5 Plus Points per AED 100 on retail (worth AED 0.75 each)
- Complimentary airport lounge access via Mastercard Travel Pass
- Up to 40% off golf at 100+ courses worldwide
- No annual fee plus Mastercard discounts on Costa, Avis and more
Earn rates
| Category | Rate |
|---|---|
| Travel | 1.13% |
| Retail | 1.13% |
| Dining & food | 1.13% |
| Transport | 1.13% |
| Online shopping | 1.13% |
| International spend | 1.13% |
| Supermarket | 0.3% |
| Fuel | 0.15% |
| Utilities | 0.15% |
| Education | 0.15% |
| Real estate | 0.15% |
Rewards on this card are capped at AED 1,500 a month across all categories (about AED 18,000 a year).
Current welcome offer
No annual fee, limited-time offer
- Standard annual fee of AED 735 currently waived
Benefits & perks
- •Complimentary airport lounge access via Mastercard Travel Pass
- •Up to 40% off at 100+ golf courses worldwide
- •Buy-one-get-one offers via Mastercard
- •Up to 10% off bookings on Trip.com
- •Discounts at selected merchants (Costa, Zee5, Avis and more) via Mastercard offers
- •Purchase protection via Mastercard DoubleSecure
- •0% easy payment plans on purchases
- •Automatic Salik top-up
Every card is checked against official bank sources. Last updated July 2026.
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More from EmiratesNBD
dnata Platinum Credit Card
- Earn dnata Points (1 pt = AED 1): 15% at Costa Coffee and City Sightseeing, 10% at dnata Travel and Arabian Adventures, 5% on Duty Free
- Points credited instantly, never expire, redeem 1:1 in AED at dnata Travel and participating stores
Updated July 2026
dnata World Credit Card
- Earn 15% back at dnata Travel, Costa and Emirates Leisure Retail; 10% at MMI, Arabian Adventures and Duty Free; 1.5% on all other retail
- dnata Points worth AED 1 each, credited instantly, never expire, redeemable at dnata Travel and participating stores
Updated July 2026
Duo Credit Card
- Earn 5% back in Plus Points on groceries, electronics, fuel, utilities and education (min AED 5,000/month), 0.5% on all other spend
- Plus Points redeem at 1 Point = 0.75 AED cashback or travel (up to 1 AED for education and donations); max 500 Points per statement
Updated July 2026
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