Rewards
EmiratesNBD
Mastercard Platinum Credit Card
The Mastercard Platinum Credit Card is a rewards credit card from EmiratesNBD. It has an annual fee of AED 735, and needs a minimum salary of AED 12,000 a month.
Annual fee
AED 735
Joining fee
AED 735
Min. salary
AED 12,000/mo
Rewards in
Plus Points
Material
Plastic
Card highlights
- Earn 1.5 Plus Points per AED 100 on general retail (1 Point = AED 1)
- Complimentary airport lounge access via Mastercard Travel Pass (900+ lounges)
- Up to 30% dining discount at 2,000+ UAE restaurants
- Up to 4 complimentary valet parking visits a month in Abu Dhabi
Earn rates
| Category | Rate |
|---|---|
| Travel | 1.5% |
| Retail | 1.5% |
| Dining & food | 1.5% |
| Transport | 1.5% |
| Online shopping | 1.5% |
| International spend | 1.5% |
| Supermarket | 0.4% |
| Fuel | 0.2% |
| Utilities | 0.2% |
| Education | 0.2% |
| Real estate | 0.2% |
Rewards on this card are capped at AED 2,000 a month across all categories (about AED 24,000 a year).
Current welcome offer
No annual fees on this card
- Annual fee of AED 735 waived, though the standard joining fee of AED 735 still applies
- No end date published for this offer
Benefits & perks
- •Complimentary airport lounge access at 900+ lounges via Mastercard Travel Pass (foreign-currency transaction of at least USD 1 required in prior 3 months)
- •Up to 30% discount at 2,000+ restaurants across the UAE
- •Up to 40% discount at 100+ golf courses worldwide (AED 30 processing fee per booking)
- •Up to 4 complimentary valet parking sessions per month at selected Abu Dhabi locations (minimum AED 5,000 monthly spend applies)
- •Up to 20% off flights and hotel bookings on Trip.com
- •Mastercard travel, lifestyle and shopping discounts and experiences
- •0% Easy Payment Plans at select merchants
About this card
- •Plus Points value: AED 1.00 per point (redeemable for nol top-ups, e-vouchers, education fees, and charitable donations)
Every card is checked against official bank sources. Last updated September 2026.
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More from EmiratesNBD
RewardsWelcome offer
Emirates NBD Mastercard Titanium Credit Card
- Earn 1 Plus Point per AED 100 on general retail (1 Point = AED 1.00), capped at 1,000 points per statement
- Lower earn rates on groceries, fuel, utilities and similar categories
AED 420/yrView card
Updated September 2026