Rewards
EmiratesNBD
Visa Platinum Credit Card
The Visa Platinum Credit Card is a rewards credit card from EmiratesNBD. It has an annual fee of AED 735, and needs a minimum salary of AED 12,000 a month.
Annual fee
AED 735
Joining fee
AED 735
Min. salary
AED 12,000/mo
Rewards in
Plus Points
Material
Plastic
Card highlights
- Earn 1.5 Plus Points per AED 100 on general retail (1 Point = AED 1)
- Up to 30% off at 2,000+ restaurants via Bon Appetit
- Up to 50% off health and fitness via LiveWell
- Visa Luxury Hotel Collection access at 900+ properties
Earn rates
| Category | Rate |
|---|---|
| Travel | 1.5% |
| Retail | 1.5% |
| Dining & food | 1.5% |
| Transport | 1.5% |
| Online shopping | 1.5% |
| International spend | 1.5% |
| Supermarket | 0.4% |
| Fuel | 0.2% |
| Utilities | 0.2% |
| Education | 0.2% |
| Real estate | 0.2% |
Rewards on this card are capped at AED 2,000 a month across all categories (about AED 24,000 a year).
Current welcome offer
No annual fees on this card
- Annual fee of AED 735 waived
- Note: the joining fee of AED 735 is not waived by this offer
- No end date published
Benefits & perks
- •Bon Appétit dining discount: up to 30% off at over 2,000 restaurants across the UAE
- •LiveWell health and fitness discount: up to 50% off
- •Visa Luxury Hotel Collection access at over 900 properties
- •Purchase protection against theft or accidental damage
- •0% Easy Payment Plans over 3, 6, 12 or 24 months at participating merchants
About this card
- •Plus Points redeemable at AED 1.00 per point via nol top-ups, e-vouchers, education fees, or charitable donations
Every card is checked against official bank sources. Last updated September 2026.
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More from EmiratesNBD
RewardsWelcome offer
Emirates NBD Mastercard Platinum Credit Card
- Earn 1.5 Plus Points per AED 100 on general retail (1 Point = AED 1)
- Complimentary airport lounge access via Mastercard Travel Pass (900+ lounges)
AED 735/yrView card
Updated September 2026