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Rewards

EmiratesNBD

Visa Platinum Credit Card

The Visa Platinum Credit Card is a rewards credit card from EmiratesNBD. It has no annual fee, and needs a minimum salary of AED 12,000 a month.

Annual fee

Free

Joining fee

Free

Min. salary

AED 12,000/mo

Rewards in

Plus Points

Material

Plastic

Card highlights

  • Earn 1.5 Plus Points per AED 100 on general retail (worth AED 0.75 each)
  • Up to 30% off at 2,000+ UAE restaurants and up to 50% off health and fitness
  • The Entertainer Buy-1-Get-1 offers across dining, leisure and more
  • No annual fee (promotional) with no minimum spend requirement

Earn rates

CategoryRate
Travel1.13%
Retail1.13%
Dining & food1.13%
Transport1.13%
Online shopping1.13%
International spend1.13%
Supermarket0.3%
Fuel0.15%
Utilities0.15%
Education0.15%
Real estate0.15%

Rewards on this card are capped at AED 1,500 a month across all categories (about AED 18,000 a year).

Current welcome offer

No annual fees, limited-time offer

  • Standard annual fee of AED 735 currently waived
  • Minimum salary AED 12,000

Benefits & perks

  • Up to 30% off at 2,000+ UAE restaurants
  • Up to 50% off on health and fitness
  • The Entertainer Buy-1-Get-1 offer
  • Purchase protection cover
  • 0% easy payment plans
  • Free insurance on large purchases

Every card is checked against official bank sources. Last updated July 2026.

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See all rewards credit cards in the UAE →

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