EmiratesNBD
Mastercard Titanium Credit Card
The Mastercard Titanium Credit Card is a rewards credit card from EmiratesNBD. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Plus Points
Material
Plastic
Card highlights
- Earn 1 Plus Point per AED 100 on retail (worth AED 0.75 per point)
- Lounge access on flight delays via Flight Delay Pass
- Up to 30% off at 2,000+ restaurants plus Bon Appetit dining benefits
- No annual fee (promotional) with Mastercard discounts on Booking.com, Avis and more
Earn rates
| Category | Rate |
|---|---|
| Travel | 0.75% |
| Retail | 0.75% |
| Dining & food | 0.75% |
| Transport | 0.75% |
| Online shopping | 0.75% |
| International spend | 0.75% |
| Supermarket | 0.3% |
| Fuel | 0.15% |
| Utilities | 0.15% |
| Education | 0.15% |
| Real estate | 0.15% |
Rewards on this card are capped at AED 750 a month across all categories (about AED 9,000 a year).
Current welcome offer
No joining fee and no annual fee, limited-time offer
- Standard annual fee of AED 420 currently waived
Benefits & perks
- •Complimentary airport lounge access when your flight is delayed (Flight Delay Pass)
- •Up to 30% off at 2,000+ restaurants via Bon Appétit dining programme
- •Mastercard discounts at selected partners (Booking.com, Avis, Zee5 and more)
- •25% off Zee5 subscription
- •0% Easy Payment Plans on purchases
- •24/7 roadside assistance
- •Auto Salik top-up
- •DoubleSecure online payment protection
- •Instant Plus Points redemption
Every card is checked against official bank sources. Last updated July 2026.
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dnata Platinum Credit Card
- Earn dnata Points (1 pt = AED 1): 15% at Costa Coffee and City Sightseeing, 10% at dnata Travel and Arabian Adventures, 5% on Duty Free
- Points credited instantly, never expire, redeem 1:1 in AED at dnata Travel and participating stores
Updated July 2026
dnata World Credit Card
- Earn 15% back at dnata Travel, Costa and Emirates Leisure Retail; 10% at MMI, Arabian Adventures and Duty Free; 1.5% on all other retail
- dnata Points worth AED 1 each, credited instantly, never expire, redeemable at dnata Travel and participating stores
Updated July 2026
Duo Credit Card
- Earn 5% back in Plus Points on groceries, electronics, fuel, utilities and education (min AED 5,000/month), 0.5% on all other spend
- Plus Points redeem at 1 Point = 0.75 AED cashback or travel (up to 1 AED for education and donations); max 500 Points per statement
Updated July 2026
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