Rewards
EmiratesNBD
Mastercard Titanium Credit Card
The Mastercard Titanium Credit Card is a rewards credit card from EmiratesNBD. It has an annual fee of AED 420, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 420
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Plus Points
Material
Plastic
Card highlights
- Earn 1 Plus Point per AED 100 on general retail (1 Point = AED 1.00), capped at 1,000 points per statement
- Lower earn rates on groceries, fuel, utilities and similar categories
- Complimentary airport lounge access on flight delays via Flight Delay Pass
- Bon Appetit dining programme plus Mastercard travel, lifestyle and shopping offers
Earn rates
| Category | Rate |
|---|---|
| Travel | 1% |
| Retail | 1% |
| Dining & food | 1% |
| Transport | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Supermarket | 0.4% |
| Fuel | 0.2% |
| Utilities | 0.2% |
| Education | 0.2% |
| Real estate | 0.2% |
Rewards on this card are capped at AED 1,000 a month across all categories (about AED 12,000 a year).
Current welcome offer
No joining fees and no annual fees, limited-time offer
- Standard joining fee of AED 420 and annual fee of AED 420 both currently waived
Benefits & perks
- •Complimentary airport lounge access when your flight is delayed (Flight Delay Pass)
- •Bon Appétit exclusive dining experience
- •Mastercard travel, lifestyle and shopping discounts and offers
- •0% easy payment plans over 3, 6, 12 or 24 months at participating merchants
- •Utility bill payments facility
- •Salik auto top-up (extendable to supplementary cardholders)
- •Instant Plus Points redemption at selected merchant outlets
About this card
- •Plus Points redemption value: AED 1.00 per point (best routes: nol top-ups, e-vouchers, education fees, charitable donations)
Every card is checked against official bank sources. Last updated September 2026.
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More from EmiratesNBD
RewardsWelcome offer
Emirates NBD Mastercard Platinum Credit Card
- Earn 1.5 Plus Points per AED 100 on general retail (1 Point = AED 1)
- Complimentary airport lounge access via Mastercard Travel Pass (900+ lounges)
AED 735/yrView card
Updated September 2026