EmiratesNBD
dnata Platinum Credit Card
The dnata Platinum Credit Card is a cashback credit card from EmiratesNBD. It has an annual fee of AED 525, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 525
Joining fee
AED 525
Min. salary
AED 5,000/mo
Rewards in
dnata Points
Material
Plastic
Card highlights
- Earn up to 15% back in dnata Points at Costa Coffee, City Sightseeing and Giraffe; 10% at dnata Travel, Arabian Adventures and more; 5% on Duty Free; 1% base on retail
- 4 airport lounge visits or dining offers a year via Mastercard Travel Pass
- Dining, fitness and entertainment discounts via Bon Appetit, LiveWell and GoodTimes
- dnata Points worth AED 1 each, credited instantly, never expire, redeemable 1:1 at dnata Travel and participating stores
Earn rates
| Category | Rate |
|---|---|
| Travel | 1% |
| Retail | 1% |
| Dining & food | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Supermarket | 0.25% |
| Fuel | 0.1% |
| Utilities | 0.1% |
| Education | 0.1% |
| Transport | 0.1% |
| Real estate | 0.1% |
Rewards on this card are capped at AED 2,000 a month across all categories (about AED 24,000 a year).
Spend in the European Economic Area and the UK earns less on this card: about 0.25% back, against 1% on other international spend.
Current welcome offer
Earn up to 1,000 dnata points as an introductory offer
- 500 points when you pay the joining fee
- 500 points for spending AED 10,000 on retail purchases within the first 3 billing statements
Benefits & perks
- •4 complimentary airport lounge visits or airport dining offers per year (requires prior international transaction of at least USD 1 within 3 months)
- •Lounge access via Mastercard Travel Pass (registration on Mastercard Travel App required from 1 May 2025)
- •10% off Trip.com flight and hotel bookings (code MCTRIP10)
- •Up to 20% off Avis car rental via Mastercard
- •12% off Heathrow Express via Mastercard
- •Free 2-year MyUS premium shipping membership via Mastercard
- •Discounts on ZEE5, ExpressVPN and Lingokids via Mastercard
- •Dining discounts with Bon Appétit programme
- •Fitness and wellness discounts with LiveWell
- •Entertainment discounts with GoodTimes
- •Access to EmiratesNBD 'more deals' merchant offers
- •0% instalment plans including on dnata spends
- •Apple Pay, Google Pay and Samsung Wallet support
About this card
- •Lounge access via Mastercard Travel Pass: AED 235
- •Mastercard travel and lifestyle offers (Trip.com 10%, Avis, Heathrow Express, MyUS): AED 100
- •Lifestyle value total: AED 335
Every card is checked against official bank sources. Last updated November 2026.
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Questions people ask
What does the EmiratesNBD dnata Platinum Credit Card earn?
An Emirates NBD and dnata card with an AED 525 annual fee paying 1% back as dnata Points (1 point = AED 1) on most retail spending outside the EU and the UK, up to 2,000 points a statement, and 15% at Costa Coffee, City Sightseeing and Giraffe and 10% at dnata Travel and other named merchants, with points at dnata and participating stores capped at 15,000 a calendar year.
What does the EmiratesNBD dnata Platinum Credit Card cost?
Joining fee AED 525 and annual fee AED 525, both including VAT. Optional Credit Shield Pro insurance, underwritten by ADNIC, costs 0.99% of the card's outstanding balance a month.
What does spending abroad cost on the EmiratesNBD dnata Platinum Credit Card?
Spending abroad costs at least 3.14% all in: Emirates NBD's 1.99% on non-AED transactions plus about 1.15% charged by Mastercard, both published by Emirates NBD, plus any mark-up the merchant's acquirer charges, which Emirates NBD does not quantify. Spending in the EU and the UK earns 0.25% rather than 1%.
What should I watch out for with the EmiratesNBD dnata Platinum Credit Card?
The 15%, 10% and 5% rates apply only at the named dnata merchants and Duty Free, with points at dnata and participating stores capped at 15,000 a calendar year and Duty Free at 100 points a statement; other retail spending earns 1%. The AED 525 fee is charged every year (Perkly has no record of a waiver) on a card whose general rate is 1%. Groceries, insurance, fast food and EU and UK spending earn only 0.25%, and fuel, utilities, government, education and telecom 0.1%.
More from EmiratesNBD
Emirates NBD dnata World Credit Card
- Earn 15% back in dnata Points at dnata Travel and select partners, 10% at MMI, Arabian Adventures and Duty Free, 1.5% base on general retail
- 8 airport lounge visits or dining offers a year (1,000+ lounges, 300+ cities) via Mastercard Travel Pass
Updated November 2026
Emirates NBD Duo Credit Card
- Earn 5% Plus Points on groceries, electronics, utilities, education and fuel (min. AED 5,000/month spend); 0.5% on other spend
- Airport lounge access: complimentary visits at 25+ regional lounges (Mastercard) and 1,900+ lounges worldwide (Diners Club, min. AED 5,000/month spend)
Updated November 2026
Emirates NBD Go4it Gold Credit Card
- Earn 1.25% in Plus Points on retail weekend spend, 1% on RTA/transit spend, 0.25% on retail weekday spend
- Built-in RTA NoL chip: pay Metro, bus, water bus and parking fares; eligible for monthly pass with auto top-up
Updated November 2026