Dubai Islamic Bank
Consumer Cashback Reward Card
The Consumer Cashback Reward Card is a cashback credit card from Dubai Islamic Bank. It has an annual fee of AED 210, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 210
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Min. monthly spend
AED 3,000
Card highlights
- 3% cashback on groceries, school fees, auto servicing, fuel, utilities and Salik/Nol
- Cashback capped per category (AED 25 to 300) and AED 1,000 total per month
- Travel and medical cover up to USD 100,000 for cardholder, spouse and 4 children
- Complimentary roadside assistance twice a year
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Supermarket | 3% | AED 300 |
| Fuel | 3% | AED 100 |
| Utilities | 3% | AED 100 |
| Education | 3% | AED 300 |
| Transport | 3% | AED 25 |
Rewards on this card are capped at AED 1,000 a month across all categories (about AED 12,000 a year).
Current welcome offer
First year annual fee free, limited-time offer
Benefits & perks
- •Travel and medical insurance cover up to USD 100,000 for cardholder, spouse and up to 4 children (tickets must be booked on the card)
- •Complimentary roadside assistance: up to 2 times per year
- •Balance transfer facility
- •Free supplementary cards
- •Shariah-compliant Salam covered card
Every card is checked against official bank sources. Last updated June 2026.
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More from Dubai Islamic Bank
Consumer Cashback Platinum Card
- 4% cashback on supermarkets, fuel, school fees, auto servicing, telecoms, utilities and Salik/Nol (category caps AED 50-400, overall cap AED 1,000/month)
- Minimum AED 4,000 monthly spend required to earn cashback; no cashback outside listed categories
Updated June 2026
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