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Cashback

United Arab Bank

Platinum Mastercard Credit Card

Benefits unlock at AED 5,000 minimum monthly spend

The Platinum Mastercard Credit Card is a cashback credit card from United Arab Bank. It has an annual fee of AED 787.50, and needs a minimum salary of AED 10,000 a month.

United Arab Bank Platinum Mastercard Credit Card (AED 5,000+ spend)

Annual fee

AED 787.50

Joining fee

Free

Min. salary

AED 10,000/mo

Rewards in

Cashback

Min. monthly spend

AED 5,000

Card highlights

  • 5% cashback on groceries, fuel and video streaming (AED 5,000+ monthly spend)
  • Cashback capped at AED 500 a month across groceries, fuel and streaming combined
  • Complimentary airport lounge access via Mastercard Travel Pass (1,200+ lounges)
  • 20% off Careem rides (3 rides a month) plus Priceless Specials dining and lifestyle offers

Earn rates

CategoryRate
Supermarket5%
Fuel5%

Rewards on this card are capped at AED 500 a month across all categories (about AED 6,000 a year).

Current welcome offer

No annual fee in the first year

  • Annual fee of AED 787.50 from year two, waived with AED 60,000 annual spend

Benefits & perks

  • •Airport lounge access at 1,200+ lounges in 135+ countries via Mastercard Travel Pass
  • •100% cashback on video streaming subscriptions (Netflix, Disney+ and more): within AED 500/month cap
  • •5% cashback on groceries, supermarkets and fuel: with AED 5,000+ monthly spend, capped at AED 500/month
  • •Priceless Specials: buy-one-get-one-free offers on dining, fitness, beauty, hotel stays and attractions
  • •20% off Careem rides: up to 3 rides/month
  • •Up to 10% cashback on Booking.com
  • •Up to 30% off bookings at Cleartrip with promo code MASTERCARD
  • •Easy Payment Plan at 0% interest for 6 months (then 1%/month over 3, 9 or 12 months)
  • •Balance transfer at 0% interest for 6 months (3% processing fee)
  • •Loan on Phone at 0% interest for 6 months
  • •Free supplementary cards
  • •Apple Pay, Google Pay and Samsung Pay

Every card is checked against official bank sources. Last updated September 2026.

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