United Arab Bank
Platinum Mastercard Credit Card
Benefits unlock at AED 5,000 minimum monthly spend
The Platinum Mastercard Credit Card is a cashback credit card from United Arab Bank. It has an annual fee of AED 787.5, and needs a minimum salary of AED 10,000 a month.
Annual fee
AED 787.5
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Cashback
Min. monthly spend
AED 5,000
Card highlights
- 5% cashback on groceries and fuel, 100% on video-streaming subscriptions
- Total cashback capped at AED 500 per month (requires AED 5,000+ monthly spend)
- Mastercard Travel Pass: access to 1,200+ lounges in 135+ countries
- BOGO dining, fitness and beauty plus up to 10% back on Booking.com
Earn rates
| Category | Rate |
|---|---|
| Supermarket | 5% |
| Fuel | 5% |
Rewards on this card are capped at AED 500 a month across all categories (about AED 6,000 a year).
Benefits & perks
- •Airport lounge access at 1,200+ lounges in 135+ countries via Mastercard Travel Pass
- •100% cashback on video-streaming subscriptions (capped AED 500/month total)
- •5% cashback on groceries and fuel with AED 5,000+ monthly spend (capped AED 500/month)
- •Buy-one-get-one-free offers on dining, fitness, beauty, hotels and attractions via Priceless Specials
- •Up to 10% money back on Booking.com
- •Up to 30% off Cleartrip with code MASTERCARD
- •20% off Careem rides: up to 3 rides/month
- •Free supplementary cards
- •0% Easy Payment Plan for 6 months
- •Balance transfer at 0% for 6 months
- •Loan on Phone cash facility
- •Apple Pay, Google Pay and Samsung Pay supported
Every card is checked against official bank sources. Last updated July 2026.
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More from United Arab Bank
Platinum Mastercard Credit Card
Benefits unlock at AED 3,000 minimum monthly spend
- 3% cashback on groceries and fuel (at AED 3,000 to 4,999 monthly spend)
- 1,200+ airport lounges in 135+ countries via Mastercard Travel Pass
Updated July 2026
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