United Arab Bank
Platinum Mastercard Credit Card
Benefits unlock at AED 3,000 minimum monthly spend
The Platinum Mastercard Credit Card is a cashback credit card from United Arab Bank. It has an annual fee of AED 787.50, and needs a minimum salary of AED 10,000 a month.
Annual fee
AED 787.50
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Cashback
Min. monthly spend
AED 3,000
Card highlights
- Earn 3% cashback on groceries and fuel (AED 3,000-4,999 monthly spend)
- Cashback capped at AED 500 a month across groceries and fuel combined
- Complimentary airport lounge access via Mastercard Travel Pass (1,200+ lounges)
- 20% off Careem rides (up to 3 rides a month) plus BOGO dining and more via Priceless Specials
Earn rates
| Category | Rate |
|---|---|
| Supermarket | 3% |
| Fuel | 3% |
Rewards on this card are capped at AED 500 a month across all categories (about AED 6,000 a year).
Current welcome offer
No annual fee in the first year
- Annual fee of AED 787.50 from year two, waived with AED 60,000 annual spend
Benefits & perks
- •Airport lounge access at 1,200+ lounges in 135+ countries via Mastercard Travel Pass
- •Priceless Specials: buy-one-get-one-free offers on dining, fitness, beauty, hotel stays and attractions
- •3% cashback on groceries, supermarkets and fuel (with AED 3,000-4,999 monthly spend, capped at AED 500/month)
- •Up to 10% cashback on Booking.com
- •Up to 30% off bookings at Cleartrip with promo code MASTERCARD
- •20% off Careem rides: 3 rides per month
- •Free supplementary cards
- •Easy Payment Plan at 0% interest for 6 months
- •Balance transfer at 0% interest for 6 months (3% processing fee)
- •Loan on Phone at 0% interest for 6 months
- •Apple Pay, Google Pay and Samsung Pay
Every card is checked against official bank sources. Last updated September 2026.
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Benefits unlock at AED 5,000 minimum monthly spend
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Updated September 2026