United Arab Bank
Titanium Mastercard Credit Card
Benefits unlock at AED 3,000 minimum monthly spend
The Titanium Mastercard Credit Card is a cashback credit card from United Arab Bank. It has no annual fee, and needs a minimum salary of AED 6,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 6,000/mo
Rewards in
Cashback
Min. monthly spend
AED 3,000
Card highlights
- 3% cashback on groceries and fuel (AED 3,000-4,999 monthly spend)
- Up to 10% cashback on Booking.com
- Complimentary airport lounge access via Mastercard Travel Pass (1,200+ lounges, 135+ countries)
Earn rates
| Category | Rate |
|---|---|
| Supermarket | 3% |
| Fuel | 3% |
Rewards on this card are capped at AED 500 a month across all categories (about AED 6,000 a year).
Current welcome offer
Complimentary ENTERTAINER membership as a welcome gift
- Thousands of buy-1-get-1-free offers across dining, attractions, leisure, spas, fitness centres, hotel stays and more
- Make 1 mobile wallet transaction and 1 taxi or food delivery app transaction within 30 days of receiving the card
- VIP key sent by SMS within 45 days, must be activated within 30 days of receipt, membership runs for 12 months
- Spend AED 40,000 in the first year to keep the gift free, otherwise a fee of AED 551.25 (including VAT) applies
- New UAB cardholders only, primary cardholder, card taken from 15 March 2025, minimum income AED 10,000 per month
Benefits & perks
- •Airport lounge access via Mastercard Travel Pass: 1,200+ lounges in 135+ countries
- •3% cashback on groceries, supermarkets and fuel (with AED 3,000-4,999 monthly spend)
- •Up to 10% cashback on Booking.com
- •Easy Payment Plan at 0% interest for 6 months
- •Balance transfer at 0% interest for 6 months (3% processing fee)
- •Loan on Phone at 0% interest for 6 months
- •Free supplementary cards
- •Apple Pay, Google Pay and Samsung Pay support
Every card is checked against official bank sources. Last updated September 2026.
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Updated September 2026
UAB Platinum Mastercard Credit Card
Benefits unlock at AED 5,000 minimum monthly spend
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UAB Titanium Mastercard Credit Card
Benefits unlock at AED 5,000 minimum monthly spend
- 5% cashback on groceries and fuel, 100% on video streaming (AED 5,000+ monthly spend)
- Combined cashback cap of AED 500 a month across groceries, fuel and streaming
Updated September 2026