Dubai First
Cashback Credit Card
The Cashback Credit Card is a cashback credit card from Dubai First. It has an annual fee of AED 418.95, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 418.95
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Card highlights
- 5% cashback on groceries, dining and fuel in the UAE (capped at AED 150 per category per month); 0.5% on other retail spend
- 4 complimentary airport lounge visits a year via Mastercard Travel Pass (conditional on international purchases)
- Up to 4 cinema tickets a month at AED 20 each at VOX Cinemas (in months you spend at least AED 4,000)
- 20% off Talabat delivery plus Mastercard Priceless discounts on hotels, car hire and travel booking
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Supermarket | 5% | AED 150 |
| Dining & food | 5% | AED 150 |
| Fuel | 5% | AED 150 |
| Travel | 0.5% | No cap |
| Retail | 0.5% | No cap |
| Online shopping | 0.5% | No cap |
| International spend | 0.5% | No cap |
| Utilities | 0.15% | No cap |
| Education | 0.15% | No cap |
| Transport | 0.15% | No cap |
| Real estate | 0.15% | No cap |
Rewards on this card are capped at AED 1,000 a month across all categories (about AED 12,000 a year).
Benefits & perks
- •Complimentary airport lounge access via Mastercard Travel Pass: 4 visits/year (Platinum tier)
- •VOX Cinemas tickets at AED 20 each (up to 4 tickets/month) on Fri, Sat and Sun, with AED 4,000 monthly spend
- •Free soft drink and popcorn size upgrade at VOX Cinemas, every day
- •20% off Talabat food and grocery delivery
- •25% off first Fiit.tv home-fitness subscription
- •50% off Go Gamers Premium membership
- •Mastercard Priceless travel discounts at Booking.com, IHG Hotels, Avis and more
- •Apple Pay, Google Pay and Samsung Pay supported
Every card is checked against official bank sources. Last updated November 2026.
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- See all cashback credit cards in the UAE →
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- See which cards your salary qualifies for →
Questions people ask
What does the Dubai First Cashback Credit Card earn?
A Dubai First card with an AED 418.95 annual fee paying 5% cashback on groceries, dining and fuel spent in the UAE in dirhams, capped at AED 150 a statement cycle in each, and 0.5% on most other spending, with no minimum spend and an AED 1,000 ceiling per statement cycle.
What does the Dubai First Cashback Credit Card cost?
Annual fee AED 418.95 including VAT (AED 399 before VAT). No joining fee.
What does spending abroad cost on the Dubai First Cashback Credit Card?
Spending abroad costs about 4.17% all in: Dubai First's 2.88% international and foreign currency fee plus 5% VAT (3.024%), plus 1.15% for Mastercard, which is Perkly's standard estimate because Dubai First's schedule says its fee is charged in addition to scheme charges without giving a figure. Most spending abroad earns 0.5%, because the 5% counts only spending made in the UAE in dirhams; the 0.15% categories earn 0.15% wherever they are paid.
What should I watch out for with the Dubai First Cashback Credit Card?
The 5% counts only spending made in the UAE in dirhams, and stops at AED 150 a statement cycle in each category (AED 3,000 of spending). If a purchase falls into more than one cashback group, Dubai First applies the lowest: no reward first, then the low rate, then the 5%. Most other spending earns only 0.5%, and bills, government payments, schools and insurance 0.15%.