CashbackIslamic
Emirates Islamic
Switch Cashback (Lifestyle)
The Switch Cashback (Lifestyle) is a cashback credit card from Emirates Islamic. It has an annual fee of AED 313.95, and needs a minimum salary of AED 10,000 a month.
Annual fee
AED 313.95
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Cashback
Min. monthly spend
AED 2,500
Material
Plastic
Card highlights
- 4% cashback on supermarkets, dining and education (capped AED 200/category/month); 8% on fuel (capped AED 100/month)
- 1% cashback on most other spend; 0.5% on telecom, utilities and government; minimum AED 2,500 spend/month to earn
- 2 complimentary golf rounds/month at 5 UAE courses; 1 airport lounge visit/year via Visa Airport Companion
- 2x BOGO cinema tickets/month at Vox or Reel; monthly valet parking; 2 Marhaba Meet and Greet services/year
Earn rates
| Category | Rate | Monthly cap |
|---|---|---|
| Fuel | 8% | AED 100 |
| Supermarket | 4% | AED 200 |
| Dining & food | 4% | AED 200 |
| Education | 4% | AED 200 |
| Travel | 1% | No cap |
| Retail | 1% | No cap |
| Online shopping | 1% | No cap |
| International spend | 1% | No cap |
| Utilities | 0.5% | No cap |
| Transport | 0.5% | No cap |
| Real estate | 0.5% | No cap |
Current welcome offer
Earn AED 500 welcome cashback
- AED 500 cashback when you spend AED 15,000 on retail purchases within 60 days of card approval, credited in the 3rd statement cycle
- No annual membership fee in year 1, no spend condition required
- Offer valid until 31 December 2026
Expected offer expiry: December 2026
Benefits & perks
- •Airport lounge access at 1,200+ lounges via Visa Airport Companion: 1 complimentary visit/year (additional visits require min USD 1 foreign-currency spend; USD 32/visit otherwise)
- •2 complimentary golf rounds/month at Arabian Ranches, Jebel Ali, Abu Dhabi Golf Club and more (with AED 5,000 monthly spend)
- •2x Buy 1 Get 1 movie tickets/month at Vox or Reel Cinemas (with AED 5,000 monthly spend)
- •20% off movie tickets and food & beverages at Roxy Cinemas (valid until 30 April 2027)
- •2 complimentary Marhaba Bronze Meet & Greet services/year at Dubai airport (with AED 3,000 monthly spend)
- •1 complimentary valet parking/month at select UAE locations (with AED 5,000 monthly spend)
- •Visa Luxury Hotel Collection: best rate guarantee, room upgrade, free breakfast, late checkout and USD 25 food or beverage voucher at 900+ properties
- •Multi-trip travel insurance (takaful): travel accident and inconvenience cover for trips up to 90 days
- •Purchase protection
- •0% Easy Payment Plans (3, 6, 9 or 12 months) at partner outlets including Carrefour and Sharaf DG
- •Cash on Call: access up to 80% of your available credit limit
- •Visa Travel Offers: Dubai staycation and international hotel discounts
Every card is checked against official bank sources. Last updated September 2026.
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