Liv
Cashback+ Credit Card
Benefits unlock at AED 15,000 minimum monthly spend
The Cashback+ Credit Card is a cashback credit card from Liv. It has an annual fee of AED 735, and needs a minimum salary of AED 15,000 a month.
Annual fee
AED 735
Joining fee
AED 735
Min. salary
AED 15,000/mo
Rewards in
Cashback
Min. monthly spend
AED 15,000
Material
Plastic
Card highlights
- Earn 4% cashback on all spend when monthly spend reaches AED 15,000 (capped at AED 1,500/month); note 0.1% on utilities, government and bill payments
- Redeem as cashback, Emirates Skywards Miles (up to 10,000 Miles/month) or cryptocurrency, switchable in-app
- Airport lounge access at 800+ lounges worldwide, travel medical insurance up to USD 500,000, plus 1 Careem airport ride a year
- 3 complimentary VOX cinema tickets a month with 25% off F&B, plus 20% off 1 Talabat order a month
Earn rates
| Category | Rate |
|---|---|
| Travel | 4% |
| Retail | 4% |
| Supermarket | 4% |
| Dining & food | 4% |
| Fuel | 4% |
| Education | 4% |
| Transport | 4% |
| Online shopping | 4% |
| International spend | 4% |
| Real estate | 4% |
| Utilities | 0.1% |
Rewards on this card are capped at AED 1,500 a month across all categories (about AED 18,000 a year).
Benefits & perks
- •Global airport lounge access at 800+ airports
- •Travel medical insurance up to USD 500,000
- •3 VOX Cinema tickets per month plus 25% off food and beverages
- •Talabat: 20% off 1 order per month
- •1 complimentary Careem airport ride per year
- •Zee5: 25% off Mastercard annual 4K pack
- •ExpressVPN: 30-day free trial plus up to 51% off a 12-month plan
- •Global Blue VIP tax-free shopping
- •0% instalment plans at 500+ merchants
- •Loan on Card: borrow up to 90% of your credit limit
- •Balance conversion plan
- •Supplementary cards available
- •Rewards switchable in-app between cashback, Emirates Skywards Miles and cryptocurrency
Every card is checked against official bank sources. Last updated September 2026.
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More from Liv
Liv Cashback Credit Card
Standard rate up to AED 4,999 monthly spend
- Earn 0.75% cashback on all spend up to AED 4,999 a month (0.1% on government, utilities and bills)
- Higher tiers: 1.5% from AED 5,000 and 2% from AED 10,000, applied to the full month's spend (capped at AED 750)
Updated September 2026
Liv Cashback Credit Card
Benefits unlock at AED 5,000 minimum monthly spend
- Earn 1.5% cashback on AED 5,000-9,999 monthly spend (0.1% on government, utilities and bills)
- Complimentary airport lounge access at 25+ airports
Updated September 2026
Liv Cashback Credit Card
Benefits unlock at AED 10,000 minimum monthly spend
- Earn 2% cashback on AED 10,000+ monthly spend (rate applies to all spend that month), capped at AED 750 a month
- Government, utilities and bill payments earn only 0.1% cashback
Updated September 2026