Cashback
Liv
Cashback Credit Card
Benefits unlock at AED 5,000 minimum monthly spend
The Cashback Credit Card is a cashback credit card from Liv. It has no annual fee, and needs a minimum salary of AED 5,000 a month.

Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Min. monthly spend
AED 5,000
Material
Plastic
Card highlights
- Earn 1.5% cashback on AED 5,000-9,999 monthly spend (0.1% on government, utilities and bills)
- Complimentary airport lounge access at 25+ airports
- 2 complimentary VOX cinema tickets a month plus 25% off F&B
- Switch rewards between cashback, Skywards Miles or cryptocurrency in-app
Earn rates
| Category | Rate |
|---|---|
| Travel | 1.5% |
| Retail | 1.5% |
| Supermarket | 1.5% |
| Dining & food | 1.5% |
| Fuel | 1.5% |
| Education | 1.5% |
| Transport | 1.5% |
| Online shopping | 1.5% |
| International spend | 1.5% |
| Real estate | 1.5% |
| Utilities | 0.1% |
Rewards on this card are capped at AED 750 a month across all categories (about AED 9,000 a year).
Benefits & perks
- •Global airport lounge access at 25+ airports
- •2 VOX cinema tickets per month plus 25% off food and beverages
- •20% off 1 Talabat order per month
- •Zee5: 25% off Mastercard annual 4K pack
- •ExpressVPN: 30-day free trial plus up to 51% off a 12-month plan
- •0% instalment payment plans at 500+ merchants
- •Loan on Card: borrow up to 90% of your credit limit
- •Balance conversion to fixed monthly instalments
- •Supplementary cards available
- •Rewards switchable in-app between cashback, Emirates Skywards Miles and cryptocurrency
Every card is checked against official bank sources. Last updated September 2026.
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Liv Cashback Credit Card
Standard rate up to AED 4,999 monthly spend
- Earn 0.75% cashback on all spend up to AED 4,999 a month (0.1% on government, utilities and bills)
- Higher tiers: 1.5% from AED 5,000 and 2% from AED 10,000, applied to the full month's spend (capped at AED 750)
No annual feeView card
Updated September 2026
Cashback
Liv Cashback Credit Card
Benefits unlock at AED 10,000 minimum monthly spend
- Earn 2% cashback on AED 10,000+ monthly spend (rate applies to all spend that month), capped at AED 750 a month
- Government, utilities and bill payments earn only 0.1% cashback
No annual feeView card
Updated September 2026