Liv
Cashback Credit Card
Standard rate up to AED 4,999 monthly spend
The Cashback Credit Card is a cashback credit card from Liv. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Material
Plastic
Card highlights
- Earn 0.75% cashback on most spend (rises to 1.5% or 2% at higher monthly tiers)
- Points redeemable as cashback or converted to Skywards Miles (up to 5,000/month)
- Lounge access at 25+ airports plus 2 free VOX cinema tickets each month
- 20% off one Talabat order monthly and discounts on Zee5 and ExpressVPN
Earn rates
| Category | Rate |
|---|---|
| Travel | 0.75% |
| Retail | 0.75% |
| Supermarket | 0.75% |
| Dining & food | 0.75% |
| Fuel | 0.75% |
| Education | 0.75% |
| Transport | 0.75% |
| Online shopping | 0.75% |
| International spend | 0.75% |
| Real estate | 0.75% |
| Utilities | 0.1% |
Rewards on this card are capped at AED 750 a month across all categories (about AED 9,000 a year).
Benefits & perks
- •Airport lounge access at 25+ airports
- •2 VOX cinema tickets per month
- •25% off food and beverage at VOX cinemas
- •20% off 1 Talabat order per month
- •25% off Zee5 Mastercard annual 4K pack
- •ExpressVPN 30-day free trial plus up to 51% off a 12-month plan
- •0% instalment plans at 500+ merchants
- •Loan on Card: borrow up to 90% of your credit limit
- •Balance conversion plan
- •Supplementary cards available
- •Switch rewards between cashback and Emirates Skywards Miles in-app
Every card is checked against official bank sources. Last updated July 2026.
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More from Liv
Cashback Credit Card
Benefits unlock at AED 5,000 minimum monthly spend
- Earn 1.5% cashback on all spend at AED 5,000-9,999/month, 2% above AED 10,000 (capped AED 750/month)
- Points switchable to Emirates Skywards Miles (up to 5,000 Miles/month) via the app
Updated July 2026
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