Cashback
Liv
Cashback Credit Card
Benefits unlock at AED 10,000 minimum monthly spend
The Cashback Credit Card is a cashback credit card from Liv. It has no annual fee, and needs a minimum salary of AED 5,000 a month.

Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Min. monthly spend
AED 10,000
Material
Plastic
Card highlights
- Earn 2% cashback on AED 10,000+ monthly spend (rate applies to all spend that month), capped at AED 750 a month
- Government, utilities and bill payments earn only 0.1% cashback
- Airport lounge access at 25+ airports
- 2 free VOX cinema tickets a month plus 25% off F&B, and 20% off 1 Talabat order a month
Earn rates
| Category | Rate |
|---|---|
| Travel | 2% |
| Retail | 2% |
| Supermarket | 2% |
| Dining & food | 2% |
| Fuel | 2% |
| Education | 2% |
| Transport | 2% |
| Online shopping | 2% |
| International spend | 2% |
| Real estate | 2% |
| Utilities | 0.1% |
Rewards on this card are capped at AED 750 a month across all categories (about AED 9,000 a year).
Benefits & perks
- •Global airport lounge access at 25+ airports
- •2 VOX cinema tickets per month plus 25% off food and beverage
- •20% off 1 Talabat order per month
- •Zee5: 25% off Mastercard annual 4K pack
- •ExpressVPN 30-day free trial plus up to 51% off a 12-month plan
- •0% instalment payment plans at 500+ merchants
- •Loan on Card: borrow up to 90% of your credit limit
- •Balance conversion to instalments
- •Supplementary cards available
- •Rewards switchable in-app between cashback, Emirates Skywards Miles and cryptocurrency
Every card is checked against official bank sources. Last updated September 2026.
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More from Liv
Cashback
Liv Cashback Credit Card
Standard rate up to AED 4,999 monthly spend
- Earn 0.75% cashback on all spend up to AED 4,999 a month (0.1% on government, utilities and bills)
- Higher tiers: 1.5% from AED 5,000 and 2% from AED 10,000, applied to the full month's spend (capped at AED 750)
No annual feeView card
Updated September 2026