American Express
The American Express Platinum Credit Card
The The American Express Platinum Credit Card is a rewards credit card from American Express. It has an annual fee of AED 735, and needs a minimum salary of AED 21,250 a month.
Annual fee
AED 735
Joining fee
Free
Min. salary
AED 21,250/mo
Rewards in
Membership Rewards Points
Min. monthly spend
AED 4,000
Material
Plastic
Card highlights
- Earn 2 Membership Rewards Points per AED 4 on all spend — points never expire
- Transfer points to 14 airlines (incl. Emirates Skywards, Etihad, BA Avios) and 3 hotel partners
- 12 Priority Pass lounge visits yearly (1,400+ lounges) plus 8 visits for a supplementary cardholder
- AED 75 monthly grocery credit plus 10% dining cashback up to AED 50/month
Earn rates
| Category | Rate |
|---|---|
| Travel | 2.8% |
| Retail | 2.8% |
| Supermarket | 2.8% |
| Dining & food | 2.8% |
| Fuel | 2.8% |
| Utilities | 2.8% |
| Education | 2.8% |
| Transport | 2.8% |
| Online shopping | 2.8% |
| International spend | 2.8% |
| Real estate | 2.8% |
Current offer
30,000 Membership Rewards® welcome points upon approval. Annual Cardmembership Fee credited back (FeeBack) when Cardmember spends at least AED 10,000 within the first three months. In subsequent years, FeeBack requires at least AED 40,000 spend in the preceding 12-month period.
12x lounge visits AED 1,404 (12 × USD 32 × 3.6725) + Dining cashback max AED 600 (12 × AED 50) + Grocery credit max AED 900 (12 × AED 75) + Retail Protection Insurance AED 200 + Travel Accident Insurance AED 300 + Amex Offers & Invites AED 200 + Fraud protection & other AED 100. Total AED 3,704.
See all rewards credit cards in the UAE →
More from American Express
The American Express Gold Credit Card
- Earn 1 Membership Rewards Point per AED 4 on all spend — points never expire
- Transfer points to 14 airline partners including Emirates Skywards, Etihad and BA Avios
The American Express Gold Card
- Earn 1 Membership Rewards Point per USD 1 (AED 3.67) on all purchases
- Points transfer to 14 airlines (Emirates Skywards, Etihad, BA Avios) and 4 hotel partners
The Platinum Card
- Earn 1 Membership Rewards Point per AED 4 on all spend — transfer 1:1 to Emirates Skywards, Etihad, Avios and 11 more airlines
- Unlimited Priority Pass (1,300+ lounges) plus 30 Centurion Lounges for you and supplementary cardholder