The American Express Platinum Credit Card

Card highlights

• Earn 1 Membership Rewards Point per AED 2 spent, transferable to 14 airline and 3 hotel partners
• 12 Priority Pass lounge visits a year (basic card) plus 8 visits a year for 1 supplementary cardmember, guests included in allowance
• 10% dining cashback up to AED 600 a year, plus AED 75 monthly grocery credit up to AED 900 a year
• Travel cover up to AED 1.8M accident, AED 5,400 lost luggage, plus retail protection up to AED 180,000 a year

Earn rates

Current welcome offer

Benefits & perks

• •Complimentary Priority Pass airport lounge access: 12 visits/year for primary cardholder, 8 visits/year for 1 supplementary cardholder (guests share the same allowance)
• •10% dining cashback locally and abroad: up to AED 50/month and AED 600/year (requires AED 4,000 monthly spend and enrolment)
• •Grocery credit of AED 75/month: up to AED 900/year when you spend AED 1,000+ on groceries and AED 4,000+ in total that month
• •Travel accident insurance: up to AED 1,800,000 cover
• •Retail protection insurance: covers theft and accidental damage up to AED 5,400 per occurrence and AED 180,000 per year
• •Travel inconvenience insurance: up to AED 900 per covered event (flight delay, cancellation, missed connection, luggage delay) and up to AED 5,400 for lost luggage
• •Membership Rewards points transfer to 14 airline partners (Emirates Skywards, Etihad Guest, British Airways Avios and more) and 3 hotel partners
• •Membership Rewards points redeemable for merchandise, airline and hotel bookings, or as statement credit via Select & Pay with Points
• •Points never expire with no earning cap
• •Up to 50% off hotel stays and 10% off all bookings on the Unravel travel platform when paying with the card
• •Exclusive savings locally and regionally through Amex Offers on the Amex MENA app
• •Plan It instalments: split purchases over 3, 6, 9 or 12 months at up to 18% p.a., shown upfront
• •Fraud protection guarantee: zero liability for fraudulent charges when reasonable care is taken
• •Up to 2 complimentary supplementary cards (additional cards available at AED 210 including VAT each, up to 7 total)
• •Up to 6 virtual cards at no extra cost with customisable spending limits
• •24/7 Global Assist when travelling outside the UAE
• •24/7 customer services team

About this card

• •12x lounge visits: AED 1,404
• •Dining cashback (needs AED 4,000 of card spend a month): max AED 600
• •Grocery credit (needs AED 1,000 of groceries and AED 4,000 of card spend a month): max AED 900
• •Retail protection insurance: AED 200
• •Travel accident insurance: AED 300
• •Amex Offers: AED 200
• •Fraud protection and other benefits: AED 100
• •Total estimated annual value: AED 3,704

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