Commercial Bank of Dubai
Smiles Signature Credit Card
The Smiles Signature Credit Card is a rewards credit card from Commercial Bank of Dubai. It has an annual fee of AED 525, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 525
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Smiles Points
Card highlights
- Earn 10 Smiles Points per AED on Etisalat/Smiles app, 3 on international spend, 2 on local
- 8 complimentary airport lounge visits a year (Lounge Key) plus 2-for-1 ENTERTAINER offers
- Multi-trip travel insurance up to USD 500,000 on trips up to 90 days
- 20% off Emaar attractions including Dubai Aquarium, KidZania and Dubai Ice Rink
Earn rates
| Category | Rate |
|---|---|
| International spend | 3% |
| Travel | 2% |
| Retail | 2% |
| Transport | 2% |
| Online shopping | 2% |
| Real estate | 2% |
| Supermarket | 0.5% |
| Dining & food | 0.5% |
| Fuel | 0.5% |
| Utilities | 0.5% |
| Education | 0.5% |
Current offer
First year free (annual fee waived for year one). Welcome benefits: AED 200 hotel-booking discount via Smiles Unravel (code issued within 30 days, valid 90 days) and a complimentary 90-day Smiles Unlimited subscription (Buy 1 Get 1 offers, free food and grocery delivery, waived home-service fees).
Every card is checked against official bank sources. Last updated June 2026.
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Super Saver Credit Card (AED 10,000-19,999)
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Super Saver Credit Card (AED 20,000+)
- Earn 10% cashback on Bills, Education, Supermarkets and Fuel (AED 600/month cap)
- 8 complimentary airport lounge visits per year via Visa Airport Companion