Commercial Bank of Dubai
Smiles Signature Credit Card
The Smiles Signature Credit Card is a rewards credit card from Commercial Bank of Dubai. It has an annual fee of AED 525, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 525
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Smiles Points
Card highlights
- Earn 10 Smiles Points per AED on Etisalat/Smiles app, 3 on international spend, 2 on local
- 8 complimentary airport lounge visits a year (Lounge Key) plus 2-for-1 ENTERTAINER offers
- Multi-trip travel insurance up to USD 500,000 on trips up to 90 days
- 20% off Emaar attractions including Dubai Aquarium, KidZania and Dubai Ice Rink
Earn rates
| Category | Rate |
|---|---|
| International spend | 3% |
| Travel | 2% |
| Retail | 2% |
| Transport | 2% |
| Online shopping | 2% |
| Real estate | 2% |
| Supermarket | 0.5% |
| Dining & food | 0.5% |
| Fuel | 0.5% |
| Utilities | 0.5% |
| Education | 0.5% |
Current welcome offer
Earn 25,000 bonus Smiles points, plus first year free and AED 200 hotel discount
- First year annual fee waived
- AED 200 hotel-booking discount via Smiles Unravel (code issued within 30 days, valid 90 days)
- Complimentary 90-day Smiles Unlimited subscription (Buy 1 Get 1 offers, free delivery, waived home-service fees)
- 25,000 Smiles points on eligible monthly spending via Smiles app
- Limited-time promotion: 1 Jun to 31 Aug 2026, via Smiles app
Expected offer expiry: August 2026
Benefits & perks
- •8 complimentary airport lounge visits per year via LoungeKey / Visa Airport Companion
- •Multi-trip travel insurance up to USD 500,000 for trips of up to 90 days
- •20% off Emaar attractions (KidZania, Dubai Aquarium, Dubai Ice Rink and more) plus bonus Play DXB credits
- •Visa ENTERTAINER 2-for-1 offers via the Visa Airport Companion app
- •Purchase protection (Visa Signature)
- •Extended warranty cover (Visa Signature)
- •Free-for-life supplementary cards
- •0% easy instalment plan
- •Balance transfer facility
- •Cash on call facility
Every card is checked against official bank sources. Last updated June 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
See all rewards credit cards in the UAE →
More from Commercial Bank of Dubai
Al Islami Super Saver Credit Card
Benefits unlock at AED 3,000 minimum monthly spend
- 3% cashback on Bills, Education, Supermarkets and Fuel (AED 75 cap per category, AED 300/month)
- Minimum AED 3,000 monthly spend required to unlock cashback; 0% on all other categories
Updated July 2026
Al Islami Super Saver Credit Card
Benefits unlock at AED 10,000 minimum monthly spend
- 5% cashback on Bills, Education, Supermarkets and Fuel (AED 100 cap per category, AED 400/month)
- Minimum AED 10,000 monthly spend needed for this tier; no cashback on other categories
Updated July 2026
Perkly is independent and not affiliated with, endorsed by, or sponsored by any bank. All bank and product names and trademarks belong to their respective owners and are used for identification only.