National Bank of Fujairah
Platinum Exclusive Credit Card
The Platinum Exclusive Credit Card is a rewards credit card from National Bank of Fujairah. It has no annual fee, and needs a minimum salary of AED 9,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 9,000/mo
Rewards in
NBF Rewards Points
Material
Plastic
Card highlights
- Earn 3.5 NBF Rewards Points per AED on international spend, 2.5 on UAE spend
- 1 pt per AED on supermarkets, fuel, telecom, transport, rentals and similar categories
- Buy 1 Get 1 free at VOX and Reel Cinemas, up to 4 free tickets a month (min AED 2,000 spend)
- Redeem points for cashback, gift cards or Etihad Guest Miles via the NBF app
Earn rates
| Category | Rate |
|---|---|
| International spend | 1.23% |
| Travel | 0.88% |
| Retail | 0.88% |
| Dining & food | 0.88% |
| Online shopping | 0.88% |
| Supermarket | 0.35% |
| Fuel | 0.35% |
| Utilities | 0.35% |
| Education | 0.35% |
| Transport | 0.35% |
| Real estate | 0.35% |
Current welcome offer
Enter the NBF Spend & Win prize draw, valid until 30 November 2026
- 1 entry per AED 1,000 of local spend; 2 entries per AED 1,000 of international spend
- Spend on supplementary cards counts towards entries
- Grand Draw on 17 December 2026, covering transactions from 1 to 30 November 2026
- Prizes: 5 winners of AED 20,000, 10 of AED 2,000, 10 of AED 1,000, and 10 of AED 500 cashback
- Government transactions, cash withdrawals, advances, fees, and charges do not qualify
Expected offer expiry: November 2026
Benefits & perks
- •Buy 1 get 1 free cinema tickets at VOX Cinemas and Reel Cinemas: up to 4 free tickets/month (min. AED 2,000 spend; valid until 31 Dec 2026)
- •Up to 5 supplementary cards for family members aged 15+: first 2 free, then AED 100 + VAT each
- •0% Easy Payment Plans on purchases
- •Balance transfer available over 3 to 24 months
- •EZ Cash on Call: borrow up to 70% of your credit limit
- •Interest-free period of up to 50 days
Every card is checked against official bank sources. Last updated November 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.
Questions people ask
What does the National Bank of Fujairah Platinum Exclusive Credit Card earn?
A free-for-life NBF card earning NBF Rewards points worth AED 0.0035 each: 2.5 per AED 1 (about 0.875%) in the UAE, 3.5 (about 1.2%) on international spending and 1 (about 0.35%) on supermarkets, fuel, telecom, transport and similar categories, with buy 1 get 1 free VOX and Reel cinema tickets (up to 4 free a month) in a billing cycle with at least AED 2,000 of spending, until 31 December 2026.
What does the National Bank of Fujairah Platinum Exclusive Credit Card cost?
No annual fee and no joining fee; lifetime free. The first 2 supplementary cards are free; each one from the 3rd costs AED 100 plus VAT. Supplementary cards are for family members over 15.
What does spending abroad cost on the National Bank of Fujairah Platinum Exclusive Credit Card?
Spending abroad costs about 3.78% all in: NBF's 2.5% foreign currency processing fee plus 5% VAT on it (2.625%), plus about 1.15% for Visa, which is Perkly's standard estimate because NBF says its fee is in addition to Visa's processing fee without giving a figure. International spending earns 3.5 points per AED 1.
What should I watch out for with the National Bank of Fujairah Platinum Exclusive Credit Card?
The earn is modest: about 0.875% on UAE spending and 0.35% on supermarkets, fuel and telecom. The buy 1 get 1 free cinema tickets need at least AED 2,000 of spending in the billing cycle, and the offer ends on 31 December 2026. This card has no airport lounge access.