Rewards
First Abu Dhabi Bank
FAB Z Card
The FAB Z Card is a rewards credit card from First Abu Dhabi Bank. It has an annual fee of AED 105, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 105
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
FAB Rewards
Material
Plastic
Card highlights
- Earn FAB Rewards on all spend with zero foreign-exchange fees worldwide
- Free Careem Plus and Noon One memberships (1 year each)
- 20% off Netflix, Spotify, PlayStation, Xbox, YouTube and Shahid subscriptions
- 4 cinema tickets/month at AED 20, 20% off Talabat, 50% off Go Gamers Premium
Earn rates
| Category | Rate |
|---|---|
| Travel | 0.3% |
| Retail | 0.3% |
| Supermarket | 0.3% |
| Dining & food | 0.3% |
| Fuel | 0.3% |
| Utilities | 0.3% |
| Education | 0.3% |
| Transport | 0.3% |
| Online shopping | 0.3% |
| International spend | 0.3% |
| Real estate | 0.3% |
Current welcome offer
No annual fees for the first year
- Annual fee of AED 100 applies from year 2
Benefits & perks
- •Free Careem Plus membership (1 year)
- •Free Noon One membership (1 year)
- •Complimentary airport lounge access
- •4 movie tickets per month at AED 20 each (Reel, Cine Royal and Star cinemas)
- •20% off Netflix, PlayStation, Xbox and more
- •20% off UAE attractions
- •20% off Talabat orders
- •50% off Go Gamers Premium
- •30% off Virgin Megastore
- •Hotel and car-hire travel discounts
- •No foreign-exchange fees on international and online spend
- •Credit Shield protection
Every card is checked against official bank sources. Last updated July 2026.
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More from First Abu Dhabi Bank
Cashback
FAB Cashback Credit Card
- Earn 5% cashback on supermarkets, fashion and dining (cap AED 150 each/mo), 3% on international spend, 1% on all other
- Up to 8 airport lounge visits a year (plus 6 guest passes) and 1 airport transfer
AED 315/yrView card
Updated July 2026
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