FAB Z Card

The FAB Z Card is a rewards credit card from First Abu Dhabi Bank. It has an annual fee of AED 105, and needs a minimum salary of AED 5,000 a month.

Annual fee

AED 105

Joining fee

Free

Min. salary

AED 5,000/mo

Rewards in

FAB Rewards

Material

Plastic

Card highlights

Earn 1 FAB Reward per AED on retail spend (0.5 on supermarkets, fuel, transport, utilities, education and rent)
No FAB foreign transaction fee on international and online spend
Free Careem Plus and Noon One memberships, plus 20% cashback on Netflix, Spotify, PlayStation and more (up to AED 50/month)
2 cinema tickets at AED 20 each per month at Reel, Cine Royal and Star Cinemas

Rewards on this card are capped at AED 936 a month across all categories (about AED 11,232 a year).

No annual fee for the first year

•Free Careem Plus membership for 1 year (from activation date)
•Free Noon One membership for 1 year (from activation date)
•2 movie tickets/month at AED 20 each at Reel Cinemas, Cine Royal and Star Cinemas (with AED 3,000 monthly spend)
•20% cashback on Netflix, PlayStation, Xbox and more: capped at AED 50/month (with AED 3,000 monthly spend)
•Free airport lounge access (with any USD 1 spend on the card)
•Up to 50% off Go Gamers Premium membership
•30% off Virgin Megastore: up to AED 150 off, on min. AED 500 order, twice a month
•Up to 20% off UAE attractions including Dubai Parks and Resorts and Emaar attractions
•20% off one Talabat food or grocery order per month
•Hotel and car hire discounts through Mastercard Priceless
•Platinum tier Mastercard Priceless benefits
•Buy now, pay later instalment plans from 0.99% for up to 48 months
•No FAB foreign transaction fee on international and online spend

Every card is checked against official bank sources. Last updated September 2026.

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