RewardsHSBC Premier customers
HSBC
Premier Credit Card
The Premier Credit Card is a rewards credit card from HSBC. It has no annual fee, and needs a minimum salary of AED 40,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 40,000/mo
Rewards in
HSBC Rewards Points
Material
Plastic
Card highlights
- Earn 1 HSBC Rewards Point per AED 1 on all eligible spend, redeemable for flights, Amazon, vouchers and partner transfers
- 8 complimentary lounge visits a year (1,200+ lounges) via Mastercard Travel Pass, guests at USD 32 each
- Complimentary Zomato Gold and Careem Plus memberships, plus 1 free Careem airport ride a year (up to AED 84)
- BOGO cinema tickets monthly and complimentary travel insurance when flights booked on the card
Earn rates
| Category | Rate |
|---|---|
| Travel | 0.71% |
| Retail | 0.71% |
| Supermarket | 0.71% |
| Dining & food | 0.71% |
| Fuel | 0.71% |
| Utilities | 0.71% |
| Education | 0.71% |
| Transport | 0.71% |
| Online shopping | 0.71% |
| International spend | 0.71% |
| Real estate | 0.71% |
Current welcome offer
Earn up to 330,000 welcome Points (worth up to AED 2,350)
- 200,000 Points for spending at least AED 15,000 within 60 days
- 30,000 Points for adding the card to a mobile wallet and paying with it within 60 days
- 50,000 Points for taking a first supplementary card and using it within 60 days
- 50,000 Points for making a non-AED transaction of at least AED 500 equivalent within 60 days
- New HSBC credit card customers only, Points forfeited if card cancelled within 180 days, offer ends 31 October 2026
Expected offer expiry: October 2026
Benefits & perks
- •Airport lounge access via Mastercard Travel Pass: 8 complimentary visits/year at 1,200+ lounges (activated by a qualifying cross-border transaction every 3 months)
- •Buy 1 Get 1 Free movie ticket monthly (with AED 6,000 spend in booking month), plus up to 25% off cinema food and drinks
- •Complimentary 12-month Zomato Gold membership
- •Complimentary 12-month Careem Plus membership (Dubai and Abu Dhabi cardholders)
- •1 free Careem airport ride per year (up to AED 84)
- •Complimentary travel insurance when return air tickets are purchased on the card
- •Talabat: up to 20% off, twice a month
- •Samsung: up to 30% off
- •Bicester Villages VIP lounge access plus 15% off
- •IHG hotels: 15% off
- •Agoda: up to 10% off
- •Booking.com: up to 7% off (capped at EUR 200)
- •Airalo eSIM: 2 GB free data plus 15% off
- •Hertz Gold Plus Five Star status
- •Budget car rental: up to 10% off
- •MyUS free 2-year membership
- •Guest lounge access via Mastercard Travel Pass at USD 32 per guest
- •Up to 56 interest-free days
About this card
- •HSBC Rewards points earn rate: 1 point per AED 1 spent, worth AED 0.00712 each (about 0.71% back on spend)
Every card is checked against official bank sources. Last updated September 2026.
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