RewardsHSBC Premier customers
HSBC
Premier Credit Card
The Premier Credit Card is a rewards credit card from HSBC. It has no annual fee, and needs a minimum salary of AED 40,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 40,000/mo
Rewards in
HSBC Rewards Points
Material
Plastic
Card highlights
- Earn 1 HSBC Rewards Point per AED 1 on all eligible spend, redeemable for flights, Amazon, vouchers and partner transfers
- 8 complimentary lounge visits a year (1,200+ lounges) plus 1 guest, via Mastercard Travel Pass
- Complimentary travel insurance when return flights are booked on the card
- BOGO cinema monthly, Zomato Gold, Careem Plus and Talabat discounts included
Earn rates
| Category | Rate |
|---|---|
| Travel | 1% |
| Retail | 1% |
| Supermarket | 1% |
| Dining & food | 1% |
| Fuel | 1% |
| Utilities | 1% |
| Education | 1% |
| Transport | 1% |
| Online shopping | 1% |
| International spend | 1% |
| Real estate | 1% |
Benefits & perks
- •Airport lounge access at 1,200+ lounges via Mastercard Travel Pass: 8 complimentary visits/year (cardholder + 1 guest)
- •Complimentary travel insurance when return air tickets are purchased on the card
- •Buy 1 get 1 free movie tickets monthly (with AED 6,000 spend in booking month)
- •Complimentary 12-month Zomato Gold membership
- •Complimentary 12-month Careem Plus membership
- •1 free Careem airport ride per year (up to AED 84)
- •Up to 25% off cinema food and beverage
- •Talabat: up to 20% off twice a month
- •Samsung: up to 30% off
- •Bicester Villages VIP lounge access and 15% off
- •Agoda: up to 10% off hotel bookings
- •IHG: 15% off
- •Booking.com: up to 7% off (capped at EUR 200)
- •Airalo: 2 GB free eSIM data plus 15% off
- •Hertz Gold Plus Five Star status
- •Budget: up to 10% off car rentals
- •MyUS: free 2-year membership
- •Up to 56 interest-free days
- •Security cheque waived for Premier customers
About this card
- •HSBC Rewards points value: AED 0.01 per point
- •Earn rate of 1 point per AED 1 spent: about 1% effective return
Every card is checked against official bank sources. Last updated July 2026.
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Cashback
Cash+ Credit Card
- 1% cashback on all spend, no cap; 1.1% effective with AED 5,000/month tier
- Unlimited lounge access (1,000+ lounges) for cardholder plus 1 guest
AED 1,050/yrView card
Updated June 2026
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