Skip to content
RewardsCBI First customers

Commercial Bank International

CBI First Mastercard

The CBI First Mastercard is a rewards credit card from Commercial Bank International. It has no annual fee, and needs a minimum salary of AED 50,000 a month.

Annual fee

Free

Joining fee

Free

Min. salary

AED 50,000/mo

Rewards in

CBI Rewards Points

Material

Plastic

Card highlights

  • Earn 2.5 CBI Rewards Points per AED 1 on foreign spend, 1.75 on UAE transactions over AED 2,000, 1 on UAE spend
  • Complimentary airport lounge access for primary and supplementary cardholders via Mastercard Travel Pass (1,200+ lounges)
  • Monthly cashback up to AED 300 on cinemas, streaming and valet, capped at AED 1,800 a year
  • Complimentary travel inconvenience insurance plus instant travel insurance letter for visa applications

Earn rates

CategoryRate
International spend2.5%
Travel1%
Retail1%
Supermarket1%
Dining & food1%
Fuel1%
Utilities1%
Education1%
Transport1%
Online shopping1%
Real estate1%

Rewards on this card are capped at AED 1,500 a month across all categories (about AED 18,000 a year).

Benefits & perks

  • •Airport lounge access at 1,200+ lounges worldwide via Mastercard Travel Pass (primary and supplementary cardholders)
  • •Monthly cashback on UAE cinema, streaming (Amazon Prime, Netflix, OSN) and valet parking: up to AED 300/month (up to AED 1,800/year) with qualifying spend
  • •Complimentary travel inconvenience insurance
  • •Instant online travel insurance confirmation letter for Schengen and other visa applications
  • •Hertz Gold Plus Rewards Five Star membership with up to 15% off rentals
  • •Priceless Specials dining and lifestyle offers
  • •Easy Payment Plan at a flat rate of 1% for up to 36 months

About this card

  • •Earn points on every purchase, redeemable for flights, hotels, shopping, gift cards, bill payments, charity donations, and points transfers
  • •No published points-to-AED conversion rate is available: exact cash value cannot be confirmed

Every card is checked against official bank sources. Last updated September 2026.

Spotted something out of date or incorrect? Tell us and we’ll fix it.

See all rewards credit cards in the UAE →

More from Commercial Bank International

Rewards

CBI Rewards Platinum Mastercard

  • Earn 1 point per AED 1 on foreign spend, 0.5 on UAE spend (free); or pay AED 525/year to earn 2 per AED 1 foreign, 1.5 on UAE transactions of AED 2,000+, 1 on other UAE spend
  • Complimentary access to 5 regional airport lounges (Amman, Cairo, Jeddah, Kuwait, Abu Dhabi)
No annual feeView card

Updated September 2026

Rewards

CBI Rewards World Credit Card

  • Earn 2.5 CBI Rewards Points per AED 1 on foreign spend, 1.75 on UAE transactions of AED 2,000+, 1 on UAE spend
  • Airport lounge access via Mastercard Travel Pass (1,200+ lounges), activated by a cross-border spend of USD 1+
AED 840/yrView card

Updated September 2026