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Rewards

Commercial Bank International

CBI First Mastercard

The CBI First Mastercard is a rewards credit card from Commercial Bank International. It has no annual fee, and needs a minimum salary of AED 50,000 a month.

Annual fee

Free

Joining fee

Free

Min. salary

AED 50,000/mo

Rewards in

CBI Rewards Points

Material

Plastic

Card highlights

  • Earn 2.5 pts per AED 1 on foreign spend, 1.75 on UAE transactions over AED 2,000, 1 on local
  • Unlimited access to 1,200+ airport lounges worldwide via Mastercard Travel Pass
  • Complimentary Amazon Prime, Netflix and OSN subscriptions plus free valet parking
  • Free cinema tickets daily, up to AED 300/month movie cashback, and travel insurance

Earn rates

CategoryRate
International spend2.5%
Travel1%
Retail1%
Supermarket1%
Dining & food1%
Fuel1%
Utilities1%
Education1%
Transport1%
Online shopping1%
Real estate1%

Rewards on this card are capped at AED 1,500 a month across all categories (about AED 18,000 a year).

Benefits & perks

  • Unlimited access to 1,200+ airport lounges worldwide via Mastercard Travel Pass
  • Complimentary travel and medical insurance
  • Free valet parking
  • Free cinema tickets any day plus up to AED 150-300/month movie cashback (tiered by spend)
  • Complimentary Amazon Prime, Netflix and OSN+ subscriptions
  • 24/7 concierge service
  • Hertz Gold Plus Rewards membership
  • Priceless Specials: 1,000+ dining and lifestyle offers
  • 0% Easy Payment Plan (instalment option)
  • Free for life (subject to CBI First eligibility)

Every card is checked against official bank sources. Last updated July 2026.

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Rewards World Credit Card

  • Earn 2.5 CBI Rewards Points per AED 1 on foreign spend, 1.75 on UAE transactions over AED 2,000, 1 on local
  • 1,200+ airport lounges worldwide (Mastercard Travel Pass) plus complimentary valet parking
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Updated July 2026

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