HSBC
Skywards Signature
The Skywards Signature is a travel credit card from HSBC. It has an annual fee of AED 1,050, and needs a minimum salary of AED 10,000 a month.
Annual fee
AED 1,050
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Skywards Miles
Material
Plastic
Card highlights
- Earn 1.75 Skywards Miles per USD on Emirates/flydubai, 1 on foreign spend, 0.75 on local
- Complimentary Emirates Business Lounge access (unlimited) via Skywards Silver fast-track
- 12 airport lounge visits a year via Visa lounge programme
- BOGO cinema monthly, Careem Plus, Zomato Gold and USD 500K multi-trip travel insurance
Earn rates
| Category | Rate |
|---|---|
| Travel | 5.39% |
| International spend | 3.08% |
| Retail | 2.31% |
| Dining & food | 2.31% |
| Online shopping | 2.31% |
| Supermarket | 0.31% |
| Fuel | 0.31% |
| Utilities | 0.31% |
| Education | 0.31% |
| Transport | 0.31% |
| Real estate | 0.31% |
Current welcome offer
Earn up to 25,000 Skywards Miles plus AED 1,000 cashback on online applications
- 10,000 miles when you pay the annual fee
- 15,000 miles and fast-track to Silver status when you spend AED 20,000 in the first 60 days
- AED 1,000 cashback (equal to the annual fee excl. VAT) when you apply online at hsbc.ae, offer ends 31 July 2026
- Tier Miles campaign (11 Jun-31 Aug 2026): 5,000 bonus Tier Miles on card issue, plus 1 Tier Mile per 4 Skywards Miles earned, capped at 15,000 Tier Miles per member
Expected offer expiry: August 2026
Benefits & perks
- •Complimentary Emirates Business Class Lounge access when flying Emirates (unlimited, regardless of cabin class)
- •Fast track to Skywards Silver tier (with spend requirement)
- •12 airport lounge visits per year via Visa lounge programme
- •Multi-trip travel insurance up to USD 500,000 (trips up to 90 days)
- •Careem Plus membership (12 months)
- •Zomato Gold membership
- •Buy 1 get 1 free movie tickets monthly plus 20% off F&B at participating cinemas
- •Visa Luxury Hotel Collection access
- •Booking.com wallet credits up to 7%
- •Airalo roaming: 2GB free data plus 15% off add-ons
- •YQ Meet & Assist airport service: up to 30% discount
- •Samsung discounts up to 30%
- •home&Away lifestyle offers
Every card is checked against official bank sources. Last updated July 2026.
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More from HSBC
Cash+ Credit Card
- 1% cashback on all spend, no cap; 1.1% effective with AED 5,000/month tier
- Unlimited lounge access (1,000+ lounges) for cardholder plus 1 guest
Updated June 2026
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