Travel
HSBC
Skywards Signature
The Skywards Signature is a travel credit card from HSBC. It has an annual fee of AED 1,050, and needs a minimum salary of AED 10,000 a month.
Annual fee
AED 1,050
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Skywards Miles
Material
Plastic
Card highlights
- Earn 1.75 Skywards Miles per USD on Emirates & flydubai, 1 on foreign spend, 0.75 on local
- Fast-track to Skywards Silver tier with qualifying spend
- 12 complimentary airport lounge visits per year via Visa
- BOGO cinema monthly, Careem Plus & Zomato Gold memberships, USD 500K travel insurance
Earn rates
| Category | Rate |
|---|---|
| Travel | 5.4% |
| International spend | 3.1% |
| Retail | 2.3% |
| Dining & food | 2.3% |
| Online shopping | 2.3% |
| Supermarket | 0.3% |
| Fuel | 0.3% |
| Utilities | 0.3% |
| Education | 0.3% |
| Transport | 0.3% |
| Real estate | 0.3% |
Current offer
Welcome offer up to 25,000 Miles (10,000 Miles on annual fee payment; +15,000 Miles plus fast-track to Skywards Silver on AED 20,000 spend in first 60 days; offer valid to 31 Aug 2026). Separately: AED 1,000 welcome cashback (= annual fee excl. VAT) when applying online or in the HSBC UAE app; offer ends 31 Jul 2026.
See all travel credit cards in the UAE →
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