Travel
HSBC
Skywards Signature
The Skywards Signature is a travel credit card from HSBC. It has an annual fee of AED 1,050, and needs a minimum salary of AED 10,000 a month.
Annual fee
AED 1,050
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Skywards Miles
Material
Plastic
Card highlights
- Earn 1.75 Skywards Miles per USD on Emirates/flydubai, 1 on non-AED spend
- 12 complimentary airport lounge visits a year at 1,200+ lounges (requires 1 qualifying purchase in prior 15 days)
- Fast-track to Emirates Skywards Silver tier plus multi-trip travel insurance up to USD 500,000
- BOGO cinema monthly at Vox, Reel and Roxy plus Careem Plus and Zomato Gold memberships
Earn rates
| Category | Rate |
|---|---|
| Travel | 5.39% |
| International spend | 3.08% |
| Retail | 2.31% |
| Dining & food | 2.31% |
| Online shopping | 2.31% |
| Supermarket | 0.31% |
| Fuel | 0.31% |
| Utilities | 0.31% |
| Education | 0.31% |
| Transport | 0.31% |
| Real estate | 0.31% |
Current welcome offer
Earn up to 40,000 Skywards Miles plus a fast track to Emirates Skywards Silver tier
- 25,000 miles when you pay the annual card fee
- 15,000 miles and fast track to Silver tier when you spend AED 20,000 in eligible spend within the first 60 days
- Prize draw: 1 entry into a draw for 5 prizes of 100,000 Skywards Miles each (drawn within 60 days after 31 October 2026)
- Apply between 1 September and 31 October 2026, approved by 31 October 2026, new primary cardholders only
Expected offer expiry: October 2026
Benefits & perks
- •12 complimentary airport lounge visits per year at 1,200+ lounges (cardholder and additional cardholders)
- •Multi-trip travel insurance: up to USD 500,000 cover per trip, trips up to 90 days
- •Fast track to Emirates Skywards Silver tier (current welcome campaign)
- •Buy 1 get 1 free movie tickets monthly plus 20% off food and drink at Vox, Reel and Roxy Cinemas (requires AED 6,000 monthly spend)
- •Careem Plus membership (12 months) for Dubai and Abu Dhabi cardholders
- •Zomato Gold membership
- •Visa Luxury Hotel Collection access
- •Booking.com wallet credits: up to 7%
- •Airalo roaming: 2 GB free data plus 15% off add-ons
- •YQ Meet and Assist airport service: up to 30% discount
- •Samsung discounts: up to 30%
- •home&Away lifestyle offers
Every card is checked against official bank sources. Last updated September 2026.
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Updated September 2026
Cashback
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- 1% cashback on all eligible spend, no cap; plus 10% Bonus Cashback on daily cashback earned when AED 5,000/month (or quarterly/yearly equivalent) is met
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AED 1,050/yrView card
Updated September 2026
CashbackWelcome offer
HSBC Live+ Credit Card
- Earn 6% cashback on dining, 5% on fuel, 2% on supermarkets and entertainment (AED 3,000+ monthly spend required to unlock bonus rates)
- 12 complimentary lounge visits a year (1,200+ lounges) plus USD 500,000 multi-trip travel insurance for cardholder and family
AED 313.95/yrView card
Updated September 2026