HSBC
Skywards Infinite
The Skywards Infinite is a travel credit card from HSBC. It has an annual fee of AED 2,625, and needs a minimum salary of AED 30,000 a month.
Annual fee
AED 2,625
Joining fee
Free
Min. salary
AED 30,000/mo
Rewards in
Skywards Miles
Material
Plastic
Card highlights
- Earn 2.75 Skywards Miles per USD on Emirates and flydubai, 1.5 on foreign spend, 1 on local AED spend
- Complimentary Emirates Skywards Silver tier: Business Class lounge access in Dubai when flying Emirates
- Unlimited complimentary access to 1,200+ airport lounges worldwide for cardholder and 1 guest (Visa)
- 3 beach club visits a month at Anantara The Palm, Fairmont The Palm and Saadiyat; USD 500,000 multi-trip travel insurance
Earn rates
| Category | Rate |
|---|---|
| Travel | 8.46% |
| International spend | 4.62% |
| Retail | 3.08% |
| Dining & food | 3.08% |
| Online shopping | 3.08% |
| Supermarket | 0.77% |
| Fuel | 0.77% |
| Utilities | 0.77% |
| Education | 0.77% |
| Transport | 0.77% |
| Real estate | 0.77% |
Current welcome offer
Earn up to 50,000 bonus Skywards Miles
- 20,000 miles when you pay the annual fee of AED 2,625 (including VAT)
- 30,000 miles when you spend at least AED 50,000 within 60 days of account opening
- Apply between 1 November 2026 and 31 March 2027, approved by 31 March 2027
- New primary cardholders only, no HSBC Emirates Skywards card held in the past 12 months
Expected offer expiry: March 2027
Benefits & perks
- •Complimentary Emirates Skywards Silver tier status, renewed annually while card terms are met
- •Emirates Business Class lounge access in Dubai when flying Emirates (via Skywards Silver)
- •Unlimited complimentary access to 1,200+ airport lounges worldwide for cardholder and 1 guest via Visa lounge programme
- •Multi-trip travel insurance cover: up to USD 500,000, trips up to 90 days
- •Beach club access at Anantara The Palm, Fairmont The Palm and Saadiyat Beach Club: 3 visits/month (1 weekend, 2 weekday) with AED 10,000 monthly spend
- •Buy 1 Get 1 Free movie tickets monthly plus 20% off food and drink at Vox, Reel and Roxy Cinemas with AED 10,000 monthly spend
- •Careem Plus membership (12 months) for cardholders in Dubai and Abu Dhabi
- •Zomato Gold membership
- •Visa Luxury Hotel Collection privileges
- •Booking.com wallet credits: up to 7%
- •Airalo roaming: 2 GB free data per month with AED 1,500+ foreign currency spend, plus 15% off additional data packages
- •YQ Meet and Assist airport service: up to 30% discount
- •Samsung discounts: up to 30%
- •home&Away lifestyle offers
About this card
- •Skywards Silver perks when you fly 3+ times a year
- •12kg extra baggage: AED 2,880
- •Dubai lounge access: AED 1,431
- •30% bonus miles: AED 499
- •Seat selection: AED 720
Every card is checked against official bank sources. Last updated November 2026.
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Featured in the Perkly Card Index
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Questions people ask
What does the HSBC Skywards Infinite earn?
An HSBC Visa Infinite card with an AED 2,625 annual fee earning 2.75 Skywards Miles per USD 1 on direct Emirates and flydubai bookings, 1.5 on non-AED spending and 1 on most AED spending, with Skywards Silver status and lounge access for you and a guest after a USD 1 international purchase each year.
What does the HSBC Skywards Infinite cost?
Annual fee AED 2,625 including VAT. No joining fee.
What does spending abroad cost on the HSBC Skywards Infinite?
Spending abroad costs up to about 3.31% all in: HSBC's 2.1% (2% plus VAT) Foreign Currency Processing Fee on transactions not in your billing currency, plus Visa's processing fee of up to 1.21% including VAT, both published by HSBC. International transactions billed in AED are charged 1.05% (1% plus VAT). Non-AED spending earns 1.5 Skywards Miles per USD 1.
What should I watch out for with the HSBC Skywards Infinite?
The 2.75 Miles rate is only for direct Emirates and flydubai bookings; other travel earns 1 or 1.5 Miles per USD 1. Supermarkets, fuel, bills, education and public transport earn only 0.25 Miles per USD 1. The AED 2,625 fee is charged every year; Perkly has no waiver on record.
More from HSBC
HSBC Skywards Signature
- Earn 1.75 Skywards Miles per USD on Emirates and flydubai, 1 on foreign spend
- 12 complimentary airport lounge visits a year (1,200+ lounges) for cardholder and additional cardholders
Updated November 2026
HSBC Cash+ Credit Card
- 1% cashback on all spend daily, no cap; plus 10% Bonus Cashback on earnings from AED 5,000/month spend (effective ~1.1%)
- Unlimited complimentary airport lounge access (1,000+ lounges) via Visa Airport Companion, with 1 complimentary guest
Updated October 2026
HSBC Live+ Credit Card
- Earn 6% cashback on dining, 5% on fuel, 2% on supermarkets and entertainment (AED 3,000 monthly spend required; each category capped at AED 200 per cycle)
- 12 complimentary airport lounge visits a year (1,200+ lounges) plus multi-trip travel insurance up to USD 500,000
Updated October 2026