Cashback
Deem Finance
Platinum Credit Card (Lifestyle mode)
The Platinum Credit Card (Lifestyle mode) is a cashback credit card from Deem Finance. It has an annual fee of AED 315, and needs a minimum salary of AED 10,000 a month.
Annual fee
AED 315
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Joy Points
Min. monthly spend
AED 5,000
Card highlights
- Earn 3 Joy Points per AED on dining, entertainment, department stores and supermarkets (min. AED 5,000/month spend)
- 4 complimentary airport lounge visits a year via Mastercard Travel Pass (25+ lounges in Middle East and Levant)
- 4 complimentary Valtrans valet visits a month (requires AED 3,000 prior-month spend)
- BOGO cinema at VOX and Reel (up to 3 free tickets/month each) plus 20% off Emaar attractions
Earn rates
| Category | Rate |
|---|---|
| Supermarket | 3% |
| Dining & food | 3% |
| Travel | 0.15% |
| Retail | 0.15% |
| Fuel | 0.15% |
| Utilities | 0.15% |
| Education | 0.15% |
| Transport | 0.15% |
| Online shopping | 0.15% |
| International spend | 0.15% |
| Real estate | 0.15% |
Rewards on this card are capped at AED 750 a month across all categories (about AED 9,000 a year).
Current welcome offer
First year annual fee free
- Annual fee of AED 315 (inclusive of VAT) from year two onwards
Benefits & perks
- •Airport lounge access at 25+ Middle East and Levant lounges via Mastercard Travel Pass: 4 complimentary visits/year
- •Complimentary valet parking via Valtrans: 4 visits/month (requires AED 3,000 spend in previous billing cycle)
- •Buy 1 get 1 free movie tickets at VOX and Reel cinemas: up to 3 free tickets/month at each (requires AED 3,000 monthly spend)
- •25% off food and beverages at VOX cinemas
- •20% off food and beverages at Reel cinemas
- •20% off Emaar attractions (Adventure Park, Dubai Aquarium, KidZania and more)
- •Up to 7% credit on Booking.com
- •Up to 10% off Trip.com
- •Up to 12% off GetYourGuide
- •12% off Heathrow Express
- •Up to USD 300 off Farfetch
- •15% off MyUS international shipping
- •20% off grocery or food orders on Talabat: up to AED 14 off, on up to 2 orders/month
- •25% off your first FiiT fitness subscription payment
- •Up to 20% off Avis car rentals worldwide
- •Discounted visa appointment bookings via Fulfill Solutions: USD 15
- •Purchase protection against theft or accidental damage for up to 180 days
- •Easy Payment Plan: convert any purchase of AED 250+ into monthly instalments
- •Free supplementary cards
- •Apple Pay and Google Pay supported
Every card is checked against official bank sources. Last updated September 2026.
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