Travel
Deem Finance
Platinum Credit Card (Travel mode)
The Platinum Credit Card (Travel mode) is a travel credit card from Deem Finance. It has an annual fee of AED 315.
Annual fee
AED 315
Joining fee
Free
Min. salary
AED 0/mo
Rewards in
Joy Points
Min. monthly spend
AED 5,000
Card highlights
- Earn 3 Joy Points per AED on airlines, hotels, dining and foreign spend (min AED 5,000/month); 0.15 elsewhere
- Monthly cap 75,000 Joy Points; redeem as statement credit, airline miles or gift vouchers
- 25+ Middle East and Levant airport lounges plus 4 complimentary valet parks a month
- Up to 7% back on Booking.com, 10% off Trip.com and 12% off GetYourGuide
Earn rates
| Category | Rate |
|---|---|
| Travel | 3% |
| Dining & food | 3% |
| International spend | 3% |
| Retail | 0.2% |
| Supermarket | 0.2% |
| Fuel | 0.2% |
| Utilities | 0.2% |
| Education | 0.2% |
| Transport | 0.2% |
| Online shopping | 0.2% |
| Real estate | 0.2% |
Current welcome offer
Earn up to 75,000 Joy Points as a welcome offer
- First year free, annual fee of AED 315 incl VAT applies from year two
Every card is checked against official bank sources. Last updated June 2026.
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