Travel
Deem Finance
Platinum Credit Card (Travel mode)
The Platinum Credit Card (Travel mode) is a travel credit card from Deem Finance. It has an annual fee of AED 315, and needs a minimum salary of AED 10,000 a month.
Annual fee
AED 315
Joining fee
Free
Min. salary
AED 10,000/mo
Rewards in
Joy Points
Min. monthly spend
AED 5,000
Card highlights
- Earn 3 Joy Points per AED on airlines, hotels, dining and international spend (min. AED 5,000/month; 75,000 points monthly cap)
- 4 complimentary airport lounge visits a year via Mastercard Travel Pass (25+ lounges in the Middle East and Levant)
- 4 complimentary Valtrans valet visits a month (requires AED 3,000 spend in previous billing cycle)
- BOGO movie tickets at VOX and Reel (up to 3 free tickets a month each) plus travel discounts on Booking.com, Trip.com and GetYourGuide
Earn rates
| Category | Rate |
|---|---|
| Travel | 3% |
| Dining & food | 3% |
| International spend | 3% |
| Retail | 0.15% |
| Supermarket | 0.15% |
| Fuel | 0.15% |
| Utilities | 0.15% |
| Education | 0.15% |
| Transport | 0.15% |
| Online shopping | 0.15% |
| Real estate | 0.15% |
Rewards on this card are capped at AED 750 a month across all categories (about AED 9,000 a year).
Current welcome offer
First year free, then AED 315 per year (inclusive of VAT)
Benefits & perks
- •Airport lounge access at 25+ Middle East and Levant lounges via Mastercard Travel Pass: 4 complimentary visits/year
- •Complimentary valet parking via Valtrans: 4 visits/month (requires AED 3,000 previous-month spend)
- •Buy 1 get 1 free movie tickets at VOX and Reel cinemas: up to 3 free tickets/month at each (requires AED 3,000 monthly spend)
- •25% off food and beverages at VOX cinemas; 20% off at Reel cinemas
- •20% off Emaar attractions (Adventure Park, Dubai Aquarium, KidZania and more)
- •Purchase protection against theft or accidental damage for up to 180 days
- •Up to 7% credit on Booking.com
- •Up to 10% off Trip.com
- •Up to 12% off GetYourGuide
- •12% off Heathrow Express
- •Up to USD 300 off Farfetch
- •15% off MyUS international shipping
- •Discounted visa appointments via Fulfill Solutions: USD 15
- •25% off your first FiiT fitness subscription payment
- •20% off grocery or food orders on Talabat: up to 2 orders/month, capped at AED 14 per order
- •Up to 20% off Avis car rentals worldwide
- •Convert purchases of AED 250 or more into monthly instalments via Easy Payment Plan
- •Free supplementary cards
- •Apple Pay and Google Pay supported
Every card is checked against official bank sources. Last updated September 2026.
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