Travel
Deem Finance
World Credit Card (Travel mode)
The World Credit Card (Travel mode) is a travel credit card from Deem Finance. It has an annual fee of AED 525, and needs a minimum salary of AED 25,000 a month.
Annual fee
AED 525
Joining fee
Free
Min. salary
AED 25,000/mo
Rewards in
Joy Points
Min. monthly spend
AED 7,500
Card highlights
- Earn 5 Joy Points per AED on airlines, hotels, dining and international spend (min AED 7,500/month spend; capped at 100,000 points a month)
- 8 complimentary airport lounge visits a year (1,000+ lounges) via Mastercard Travel Pass
- 6 complimentary Valtrans valet parking visits a month (min AED 6,000 spend in previous cycle)
- BOGO movie tickets at VOX and Reel (up to 4 free tickets a month each) plus Millennium Hotels Prestige status and 1 complimentary night on a 3-4 night stay
Earn rates
| Category | Rate |
|---|---|
| Travel | 5% |
| Dining & food | 5% |
| International spend | 5% |
| Retail | 0.5% |
| Supermarket | 0.5% |
| Fuel | 0.5% |
| Utilities | 0.5% |
| Education | 0.5% |
| Transport | 0.5% |
| Online shopping | 0.5% |
| Real estate | 0.5% |
Rewards on this card are capped at AED 1,000 a month across all categories (about AED 12,000 a year).
Current welcome offer
First year free, then AED 525 per year (inclusive of VAT)
Benefits & perks
- •Airport lounge access at 1,000+ lounges worldwide: 8 complimentary visits per calendar year (via Mastercard Travel Pass app)
- •6 complimentary Valtrans valet parking services per month (requires AED 6,000 spend in previous billing cycle)
- •Complimentary night stay and Prestige status match at Millennium Hotels and Resorts (1 night on a 3 or 4 night stay)
- •Travel medical insurance and travel inconvenience insurance for you and your family
- •Complimentary travel insurance letters for visa applications
- •Hertz Gold Plus Rewards Five Star membership
- •Up to 35% off Avis car rentals worldwide
- •Buy 1 get 1 free movie tickets at VOX and Reel cinemas: up to 4 free tickets per month at each (requires AED 3,000 monthly spend)
- •25% off food and beverages at VOX cinemas
- •20% off food and beverages at Reel cinemas
- •20% off at Emaar attractions (Adventure Park, Dubai Aquarium, KidZania and more)
- •Up to 7% credit on Booking.com
- •Up to 15% off Trip.com
- •Up to 12% off GetYourGuide
- •12% off Heathrow Express
- •Up to USD 300 off Farfetch
- •15% off MyUS international shipping
- •Discounted visa appointments via Fulfill Solutions (USD 15)
- •25% off your first FiiT fitness subscription payment
- •20% off grocery or food orders on Talabat: up to AED 14 per order, on up to 2 orders per month
- •Easy Payment Plan: convert purchases of AED 250 or more into monthly instalments
- •Free supplementary cards
- •Apple Pay and Google Pay supported
Every card is checked against official bank sources. Last updated September 2026.
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