Travel
Deem Finance
World Credit Card (Travel mode)
The World Credit Card (Travel mode) is a travel credit card from Deem Finance. It has an annual fee of AED 525.
Annual fee
AED 525
Joining fee
Free
Min. salary
AED 0/mo
Rewards in
Joy Points
Min. monthly spend
AED 7,500
Card highlights
- Earn 5 Joy Points per AED on airlines, hotels, dining and foreign spend (0.5 on all else); requires AED 7,500/month
- Unlimited access to 1,000+ airport lounges worldwide
- Complimentary night at Millennium Hotels plus Prestige status match; 4 monthly valet parkings
- Travel medical and inconvenience insurance for you and family; Hertz Five Star and 35% off Avis
Earn rates
| Category | Rate |
|---|---|
| Travel | 5% |
| Dining & food | 5% |
| International spend | 5% |
| Retail | 0.5% |
| Supermarket | 0.5% |
| Fuel | 0.5% |
| Utilities | 0.5% |
| Education | 0.5% |
| Transport | 0.5% |
| Online shopping | 0.5% |
| Real estate | 0.5% |
Current welcome offer
Earn up to 100,000 Joy Points as a welcome offer
- First year free, annual fee of AED 525 (incl. VAT) applies from year two
Every card is checked against official bank sources. Last updated June 2026.
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- Access to 1,000+ airport lounges worldwide plus 4 complimentary valet parkings per month
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