Deem Finance credit cards

• Earn 3 Joy Points per AED on dining, entertainment, department stores and supermarkets (min AED 5,000/month spend); 75,000 points monthly cap
• 4 complimentary airport lounge visits a year (25+ lounges, Middle East and Levant) via Mastercard Travel Pass

Updated November 2026

• Earn 2 Joy Points per AED on entertainment, department stores, supermarkets and dining (requires AED 3,000 monthly spend; 0.13 pts per AED otherwise)
• Points worth up to 2% redeemed on flights, hotels, electronics or miles (1% as cashback or gift card); 50,000 pts monthly cap

Updated November 2026

• Earn 5 Joy Points per AED on dining, entertainment, department stores and supermarkets (min. AED 7,500 spend that month); 0.5 on all other spend
• 8 complimentary airport lounge visits a year (1,000+ lounges via Mastercard Travel Pass) after first international purchase

Updated November 2026

• Earn 3 Joy Points per AED on airlines, hotels, dining and international spend (min. AED 5,000/month); 75,000 points monthly cap
• 4 complimentary airport lounge visits a year via Mastercard Travel Pass (25+ lounges in the Middle East and Levant)

Updated November 2026

• Earn 2 Joy Points per AED on airlines, hotels, dining and international spend (min. AED 3,000/month); 0.13 elsewhere
• Up to 7% credit on Booking.com, 12% off GetYourGuide and 12% off Heathrow Express

Updated November 2026

• Earn 5 Joy Points per AED on airlines, hotels, dining and international spend (worth up to 5% on flights, hotels or electronics) when you spend AED 7,500+ in the month; 0.5 Joy Points per AED otherwise
• Up to 8 complimentary airport lounge visits a year via Mastercard Travel Pass (1,000+ lounges), unlocked after one international purchase of at least USD 1

Updated November 2026