Deem Finance credit cards

• Earn 3 Joy Points per AED on dining, supermarkets, department stores and entertainment (min AED 5,000/month); 0.15 on all other spend
• 25+ Middle East and Levant airport lounges plus 4 complimentary valet parking sessions a month

Updated July 2026

• Earn 2 Joy Points per AED on dining, entertainment, supermarkets and department stores (min AED 3,000/month); 0.13 elsewhere
• Up to 7% credit on Booking.com, 12% off GetYourGuide and 12% off Heathrow Express

Updated July 2026

• Earn 5 Joy Points per AED (5%) on dining, supermarkets, department stores and entertainment; 0.5 on all other spend (min AED 7,500/month, capped at 100,000 points/month)
• Access to 1,000+ airport lounges worldwide plus 4 complimentary valet parking sessions per month

Updated July 2026

• Earn 3 Joy Points per AED on airlines, hotels, dining and international spend (min AED 5,000/month), 0.15 on all other spend
• 25+ Middle East airport lounges plus 4 complimentary valet parking sessions per month

Updated July 2026

• Earn 2 Joy Points per AED on airlines, hotels, dining and international spend (min. AED 3,000/month), capped at 50,000 points monthly
• Switch between Travel and Lifestyle earning modes anytime in the Deem app (up to the 25th each month)

Updated July 2026

• Earn 5 Joy Points per AED on airlines, hotels, dining and international spend, 0.5 on all other (min AED 7,500/month; capped at 100,000 points/month)
• Access to 1,000+ airport lounges plus 4 complimentary Valtrans valet parking sessions a month

Updated July 2026