Cashback
Deem Finance
Titanium Credit Card (Lifestyle mode)
The Titanium Credit Card (Lifestyle mode) is a cashback credit card from Deem Finance. It has an annual fee of AED 210, and needs a minimum salary of AED 5,000 a month.
Annual fee
AED 210
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Joy Points
Min. monthly spend
AED 3,000
Card highlights
- Earn 2 Joy Points per AED on dining, entertainment, department stores and supermarkets (min. AED 3,000/month spend; 50,000 points monthly cap)
- Up to 7% credit on Booking.com, 12% off GetYourGuide and 12% off Heathrow Express
- Buy 1 get 1 free cinema tickets at VOX and Reel (up to 2 free tickets a month at each) plus food and beverage discounts
- 20% off Emaar attractions and 20% off one Talabat grocery or food order a month (capped at AED 14)
Earn rates
| Category | Rate |
|---|---|
| Supermarket | 2% |
| Dining & food | 2% |
| Travel | 0.13% |
| Retail | 0.13% |
| Fuel | 0.13% |
| Utilities | 0.13% |
| Education | 0.13% |
| Transport | 0.13% |
| Online shopping | 0.13% |
| International spend | 0.13% |
| Real estate | 0.13% |
Rewards on this card are capped at AED 500 a month across all categories (about AED 6,000 a year).
Current welcome offer
First year annual fee waived
- From year 2, annual fee is AED 210 (inclusive of VAT)
- Fee waived from year 2 if you spend at least AED 35,000 on eligible retail purchases in the preceding membership year
Benefits & perks
- •Buy 1 get 1 free movie tickets at VOX and Reel cinemas (up to 2 free tickets/month at each, with AED 3,000 monthly spend)
- •25% off food and beverages at VOX cinemas
- •20% off food and beverages at Reel cinemas
- •20% off Emaar attractions (Adventure Park, Dubai Aquarium, KidZania and more)
- •Up to 7% credit on Booking.com
- •Up to 12% off GetYourGuide
- •12% off Heathrow Express
- •Up to 20% off Avis car rentals worldwide
- •20% off one Talabat grocery or food order per month (capped at AED 14)
- •25% off your first FiiT fitness subscription payment
- •Convert purchases of AED 250 or more into monthly instalments via Easy Payment Plan
- •Free supplementary cards
- •Apple Pay and Google Pay supported
Every card is checked against official bank sources. Last updated September 2026.
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