Cashback
Deem Finance
Titanium Credit Card (Lifestyle mode)
The Titanium Credit Card (Lifestyle mode) is a cashback credit card from Deem Finance. It has an annual fee of AED 210.
Annual fee
AED 210
Joining fee
Free
Min. salary
AED 0/mo
Rewards in
Joy Points
Min. monthly spend
AED 3,000
Card highlights
- Earn 2 Joy Points per AED on dining, entertainment, department stores and supermarkets (min. AED 3,000/month), 0.13 on all else
- Monthly cap 50,000 Joy Points (approx. AED 500); redeem as statement credit, miles or instant purchases
- Up to 7% back on Booking.com, 12% off GetYourGuide and 20% off Avis car rentals worldwide
- 25% off FiiT, 20% off Talabat orders and Emaar entertainment discounts (Reel Cinemas, Dubai Aquarium and more)
Earn rates
| Category | Rate |
|---|---|
| Retail | 2% |
| Supermarket | 2% |
| Dining & food | 2% |
| Travel | 0.1% |
| Fuel | 0.1% |
| Utilities | 0.1% |
| Education | 0.1% |
| Transport | 0.1% |
| Online shopping | 0.1% |
| International spend | 0.1% |
| Real estate | 0.1% |
Current welcome offer
Earn up to 50,000 Joy Points as a welcome offer
- First year free, annual fee of AED 210 (incl. VAT) applies from year two
Every card is checked against official bank sources. Last updated June 2026.
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