Travel
Deem Finance
Titanium Credit Card (Travel mode)
The Titanium Credit Card (Travel mode) is a travel credit card from Deem Finance. It has an annual fee of AED 210.
Annual fee
AED 210
Joining fee
Free
Min. salary
AED 0/mo
Rewards in
Joy Points
Min. monthly spend
AED 3,000
Card highlights
- Earn 2 Joy Points per AED on airlines, hotels, dining and international spend (min AED 3,000/month); 50,000 points monthly cap
- Switch between Travel and Lifestyle earning modes anytime in the Deem app (up to 25th each month)
- Up to 7% credit on Booking.com, 12% off GetYourGuide and Heathrow Express, 20% off Avis rentals
- 20% off Talabat and discounts at Reel Cinemas, Adventure Park and Dubai Aquarium via Emaar
Earn rates
| Category | Rate |
|---|---|
| Travel | 2% |
| Dining & food | 2% |
| International spend | 2% |
| Retail | 0.1% |
| Supermarket | 0.1% |
| Fuel | 0.1% |
| Utilities | 0.1% |
| Education | 0.1% |
| Transport | 0.1% |
| Online shopping | 0.1% |
| Real estate | 0.1% |
Current welcome offer
Earn up to 50,000 Joy Points as a welcome offer
- First year free, annual fee of AED 210 incl. VAT applies from year two
Every card is checked against official bank sources. Last updated June 2026.
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