Liv
Cashback+ Credit Card
Benefits unlock at AED 7,000 minimum monthly spend
The Cashback+ Credit Card is a cashback credit card from Liv. It has an annual fee of AED 735, and needs a minimum salary of AED 15,000 a month.
Annual fee
AED 735
Joining fee
AED 735
Min. salary
AED 15,000/mo
Rewards in
Cashback
Min. monthly spend
AED 7,000
Material
Plastic
Card highlights
- Earn 2% cashback on all spend at AED 7,000-14,999/month (4% above AED 15,000)
- Lounge access at 800+ airports plus 1 Careem airport ride per year
- 3 free VOX cinema tickets/month, 25% off F&B, and 20% off Talabat monthly
- Travel medical insurance up to USD 500,000; switch rewards to Skywards Miles in-app
Earn rates
| Category | Rate |
|---|---|
| Travel | 2% |
| Retail | 2% |
| Supermarket | 2% |
| Dining & food | 2% |
| Fuel | 2% |
| Education | 2% |
| Transport | 2% |
| Online shopping | 2% |
| International spend | 2% |
| Real estate | 2% |
| Utilities | 0.1% |
Rewards on this card are capped at AED 1,500 a month across all categories (about AED 18,000 a year).
Benefits & perks
- •Airport lounge access at 800+ airports worldwide
- •Travel medical insurance up to USD 500,000
- •3 VOX cinema tickets per month
- •25% off F&B at VOX cinemas
- •1 complimentary Careem airport ride per year
- •20% off 1 Talabat order per month
- •Global Blue VIP tax-free shopping
- •Zee5: 25% off Mastercard annual 4K pack
- •ExpressVPN: 30-day free trial plus up to 51% off a 12-month plan
- •0% instalment payment plans at 500+ merchants
- •Loan on Card: borrow up to 90% of your credit limit
- •Balance conversion to instalments
- •Supplementary cards available
- •Rewards programme switchable between cashback and Emirates Skywards Miles in-app
Every card is checked against official bank sources. Last updated July 2026.
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More from Liv
Cashback Credit Card
Standard rate up to AED 4,999 monthly spend
- Earn 0.75% cashback on most spend (rises to 1.5% or 2% at higher monthly tiers)
- Points redeemable as cashback or converted to Skywards Miles (up to 5,000/month)
Updated July 2026
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