CashbackWio Salary Plan required
Wio Bank
Wio Credit Card
The Wio Credit Card is a cashback credit card from Wio Bank. It has no annual fee, and needs a minimum salary of AED 5,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 5,000/mo
Rewards in
Cashback
Card highlights
- Flat 2% cashback on all purchases (capped at AED 2,500/month)
- Earn 0.5% cashback paying off other banks' credit cards, rare in the UAE
- Mastercard World travel, lifestyle and protection benefits
Earn rates
| Category | Rate |
|---|---|
| Travel | 2% |
| Retail | 2% |
| Supermarket | 2% |
| Dining & food | 2% |
| Fuel | 2% |
| Education | 2% |
| Transport | 2% |
| Online shopping | 2% |
| International spend | 2% |
| Utilities | 0.5% |
| Real estate | 0.5% |
About this card
- •Flat-rate 2% cashback on all purchases (requires Wio Salary Plan)
Every card is checked against official bank sources. Last updated June 2026.
Spotted something out of date or incorrect? Tell us and we’ll fix it.