CashbackWio plan holders
Wio Bank
Wio Credit Card
The Wio Credit Card is a cashback credit card from Wio Bank. It has no annual fee, and needs a minimum salary of AED 7,000 a month.
Annual fee
Free
Joining fee
Free
Min. salary
AED 7,000/mo
Rewards in
Cashback
Card highlights
- Earn 2% cashback on most purchases, 0.5% on fuel, transport, utilities and government spend
- Cashback capped at AED 2,500 per month; requires Salary, Family or Plus plan
- Free ENTERTAINER access: 600+ buy-one-get-one offers at 200+ venues in Dubai and Abu Dhabi
- Up to 60 interest-free days on every purchase
Earn rates
| Category | Rate |
|---|---|
| Travel | 2% |
| Retail | 2% |
| Supermarket | 2% |
| Dining & food | 2% |
| Education | 2% |
| Online shopping | 2% |
| International spend | 2% |
| Fuel | 0.5% |
| Utilities | 0.5% |
| Transport | 0.5% |
| Real estate | 0.5% |
Rewards on this card are capped at AED 2,500 a month across all categories (about AED 30,000 a year).
Benefits & perks
- •Up to 60 interest-free days on every purchase
- •Free ENTERTAINER membership (Salary, Family and Plus plans): 600+ 2-for-1 offers at 200+ venues in Dubai and Abu Dhabi
- •Mastercard World travel, lifestyle and protection benefits
- •Easy Instalments plan: 3 to 48 months
- •Pay other UAE bank credit cards using Wio Credit
- •Instant virtual card issued immediately, physical card available on request
About this card
- •Flat-rate 2% cashback on all purchases (requires Wio Salary Plan)
Every card is checked against official bank sources. Last updated September 2026.
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